Housing Counseling Appointment
Schedule a Housing Counseling Appointment
Schedule a 30-minute housing counseling session with Money Fit by DRS. During this appointment, a HUD-certified housing counselor may help with required intake, a household budget, housing counseling or coaching, or a follow-up discussion from a previous session.
What this appointment is for
This session may be used to begin housing counseling, complete or update the required intake process, build a household budget, continue previous counseling or coaching, or talk through next steps with a counselor.
Appointments are scheduled with Money Fit’s housing counseling team and may be assigned to an available HUD-certified counselor.
Counseling topics may include
- Credit-building, homebuying, and pre-purchase counseling
- Home equity loan counseling, including HOEPA-related counseling
- Reverse mortgage certificate counseling
- General financial management, including budgets, debt reduction, savings, and household planning
Have available, if you can
Bring income, expense, debt, housing, mortgage, lease, or lender documents that apply to your situation. If you do not have everything ready, the counselor can still help you understand what may be needed next.
Choose an appointment time
To schedule your housing counseling session with Money Fit by DRS, select a date and time that works best for you from the Calendly calendar. Available openings will display in the scheduler.
Information submitted through the scheduler is used to arrange and follow up on your requested housing counseling appointment. Review Money Fit’s Privacy Policy for more information.
Thank you for scheduling
Thank you for scheduling your housing counseling session with Money Fit by DRS. We look forward to providing practical, informative guidance to help you review your housing-related needs and make more informed financial choices.
Before the session, gather any documents that may help the counselor understand your situation. That may include income information, housing documents, debt information, mortgage or lease details, or notes from a previous counseling session.
What to expect during your session
A housing counseling appointment is practical. The counselor may review your household budget, ask about your housing goal or concern, discuss documents, and help identify possible next steps based on your situation.
Review the situation
The counselor may ask about your household, income, expenses, debts, housing status, and the reason for the appointment.
Build or update the budget
A required household budget can help show what is affordable, what is strained, and what choices may need more review.
Talk through next steps
Depending on the topic, next steps may include follow-up counseling, document review, education, lender questions, or another appointment.
Good counseling starts with the full household picture
Housing questions are rarely only about housing. A mortgage payment, rent payment, home equity loan, reverse mortgage decision, or homebuying plan usually sits inside a larger budget with income, debt, savings, insurance, repairs, transportation, medical costs, and family needs.
Money Fit’s role is to help you look at the numbers clearly, ask better questions, and understand possible next steps before making a housing or financial decision.
What housing counseling can and cannot do
Housing counseling can help you understand your options, prepare questions, review your budget, and organize possible next steps. Available options depend on your situation, lender, landlord, program rules, documents, timing, income, debts, and local resources.
Counseling can help you prepare
A counselor can help you review your budget, understand housing-related choices, and identify what information may be needed.
Counseling does not guarantee an outcome
Counseling does not guarantee mortgage approval, foreclosure prevention, rental assistance, lender approval, landlord action, or program eligibility.
Frequently asked questions
How long is the housing counseling appointment?
The scheduled appointment is 30 minutes. Some situations may require follow-up, additional documents, or another counseling session.
What happens during a housing counseling appointment?
The counselor may complete or update intake information, review a household budget, discuss housing goals or concerns, continue counseling or coaching, or follow up on a previous session.
Can the appointment cover homebuying or pre-purchase counseling?
Yes. The session may address credit-building, homebuying preparation, and pre-purchase counseling, depending on your needs and the information available during the appointment.
Can this appointment be used for reverse mortgage certificate counseling?
The appointment may address reverse mortgage certificate counseling. Some situations may require specific documents, required counseling steps, or follow-up before the process is complete.
What should I have ready before the session?
If available, have income, expense, debt, mortgage, lease, lender, or housing documents ready. If you do not have everything, the counselor can help identify what may be needed next.
Does housing counseling guarantee approval or assistance?
No. Housing counseling can help you review your budget, understand options, and prepare next steps, but it does not guarantee mortgage approval, foreclosure prevention, rental assistance, lender approval, landlord action, or program eligibility.
