Money Motivations

Informative Personal Finance Topics to Keep You Motivated to Become Debt-Free!

personal finance articles
The Hidden Costs of Debt
The effect that debt can exact on mental health can be staggering and deeply personal. For many Americans, debt has become an integral part of their daily lives. According to a report, 8 out of 10 Americans have some form of consumer debt. Whether refinancing a home, getting a loan for a car, or taking...
How to Recognize Internet Scams and Report Them
Help Yourself and Future Victims by Reporting Internet Scams Right Away The internet is a powerful tool accessible to everyone. With this, we have unlimited access to an ever-increasing wealth of information and resources. Our world is also more connected thanks to this wonderful digital innovation. Unfortunately, as more people rely on the internet for...
How to do Valentine’s Day on a Budget

Does the approaching Valentine’s Day make your heart race for all the wrong reasons? Pair together a few of these budget-friendly suggestions to grow a love built on feelings and not things.

Is Debt a Reason to Break Up?
Is it okay to break up or get divorced over debt? Do you and your partner experience conflict because of debt or money-related issues? We all know that debt poses challenges, especially in a couple’s relationship. Many people find themselves in a desperate financial situation or are one paycheck away from losing a relationship due...
Can You Be Jailed for Not Paying Your Debt in the United States?
There are situations in which you can, and can’t, be arrested for debt. Let’s explore. Approximately three-quarters of American adults are in debt. There are many different types of debt in the US, but in 2021, mortgages and credit card debt made up about 43% of all consumer debt. This statistic shows that personal debt...
Scams to Look Out for in 2023
The top scams to guard yourself against during the coming year. Many scammers and people with ill intent are out there, no matter where you are. You either pass by them on the street or encounter their veiled attempts online. This is unlikely to change any time soon, and what’s worse is that scammers are...
Saving Goals after Saving for Emergencies
What to Do with Savings after Reaching the 3 Months Goal I get to teach personal finance classes to groups from time to time. Savings is regularly a topic I address, and most groups confidently answer “at least 3 months” when I ask how many months’ worth of bills they should have in their emergency...
How to Assess Your Financial Health
Taking time to routinely evaluate the health of your finances can go a long way toward gaining financial security. In a world where prices of goods are skyrocketing and bills are steadily rising, it’s an important skill to learn how to assess financial health. You should implement scheduled evaluations of your finances, just as you’d...
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