Budget Calculators

Healthy Budgets Start Here. Our free budget calculators will help you track where your money is going and get you ahead with your finances.

budget calculators
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The 50-30-20 Rule can provide you the simplest approach to your monthly budgeting.
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Helps consumers estimate their current monthly minimum payments due on their credit cards
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Calculate your estimated monthly payment through a Debt Management Program.
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Offers a straightforward approach to planning your monthly spending.
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Can provide you a simple approach to your monthly personal and household budgeting.
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Helps you, our teenage neighbors and friends, make informed and positive decisions about money.
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Will help you financially prepare for your planned upcoming vacation.
Estimates the current equity you have in your home.

Free Calculators To Improve Your Finances

A well-rounded budget that is consistently reviewed can make one of the largest impacts on whether an individual is successful in achieving their financial goals, or missing the mark because they aren’t sure where their money is going.

budget calculators
budget calculators

About The Budget Calculators

50/30/20 Budget Calculator: The 50-30-20 budgeting tool is probably the easiest budget calculator available for figuring your monthly expenses: 50% to living, 30% to wants, and 20% to savings and investments.

Simple Budget Calculator: The Simple Budget Calculator determines your monthly expenses based upon 6 principal categories: Food, Housing, Bills, Transportation, Entertainment and Misc.

Money Pie Calculator: The Money Pie budgeting tool calculates how much of your paycheck you should put toward 6 categories: generosity, living expenses, savings, investments, income improvement and fun.

Budget Calculator For Teens: The Budget Calculator For Teens shows how much of your money to put toward 5 categories: Be Nice, Be Smart, Be Patient, Be Ready, and Spend It.

Apartment Moving Budget Calculator: The Apartment Moving Budget Calculator helps you prepare for all of the expenses related to moving apartments to minimize any unpleasant financial surprises.

Now start estimating how you can divide your income into different groups such as savings, wants and needs. Enjoy!

budget calculators

How DO Budget Calculators Help?

A budget calculator can help you easily create a budget. You can review numerous scenarios based on anticipated future changes to your income and expenses. It’ll allow you to have a quick idea of what you have to work with.

Why Do You Need A Budget?

A budget allows you to have enough money to cover the items you need, while still help you plan for the things you want. Using a budget will help you control your spending and avoid debt related issues.

When Should You Budget?

While it’s up to you on how often you should review your budget, we’d recommend at minimum once every-other week. Ideally, you’d want to review your budget once-per-week to ensure your current spending is aligned with your bigger picture needs. Also, increasing the frequency helps ensure that you stick to your routine. Miss a few weeks and you may find you’ve lost the motivation to monitor your finances.

Money Fit by DRS is a nonprofit organization that is committed to providing quality financial resources at no-cost. If you have any suggestions or would like us to create a tool or resource for you, please be in touch.

New Budget Calculators are added regularly.

Additional Budgeting Resources:

  • Envelope Budget System (With Free Printable Labels)
  • How to Budget
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