Recent Articles in Credit Report
Credit scores are three-digit numbers that lending agencies use to determine whether they will allow you to apply for one of their financial products. This could be a mortgage, credit...
When building credit from scratch (as most young adults must) or rebuilding credit after a run of difficult financial challenges (medical, collections, bankruptcy, job loss, etc.), there are several steps...
Did you know that a recent Consumer Reports study determined that about one-third of the US population have errors, both significant and insignificant, on their credit report?Shocking, right? After all,...
You can build credit from scratch faster than you can rebuild bad credit since negative activity remains on your history for seven years or more. Additionally, most lenders who claim...
Improve your credit score with these practical tips. They work regardless of whether you are trying to improve a poor score to a good score or a good score to...
With two great financial crises hitting the American consumer in a dozen years, FICO’s new consumer resilience index offers prospective lenders a powerful new tool for their evaluation toolbox. Such...
If you have filled out a job application in the 21st century, the potential employer has likely requested your permission to look at your credit as part of their background...
You should review your credit at least on an annual basis. Since 2004, all American adults have the right to view their credit reports from the three major consumer reporting...
Credit myths pervade our society. Blogs, Facebook posts, Tweets, Pins and Snaps fill the Internet with misinformation and misguided tips on building or rebuilding your credit rating. Here are the...
A credit freeze means that the consumer reporting agencies cannot provide your credit information to anyone for any purpose until you request the credit reporting agency “thaw” your report.