Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]

As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Personal Finance Articles & Topics Money Management

Budgeting Clothing Expenses for Families [2023]

Todd Christensen

April 16, 2023

Mastering Family Clothing Budgets: How to Balance Style and Affordability Clothing and footwear are essential items every family requires, but determining the ideal budget for them can be a difficult...

Personal Finance Articles & Topics Debt

Navigating Auto Loans After Death: Responsibilities and Solutions

Todd Christensen

April 13, 2023

How Co-Signers, Estates, and Insurance Affect Auto Loans When Borrowers Pass Away Coping with the loss of a loved one is an emotionally challenging experience, and the added responsibility of...

Personal Finance Articles & Topics Debt

Managing Medical Debt After Death: A Comprehensive Guide

Todd Christensen

April 12, 2023

What Happens to Medical Debt When Someone Passes Away? Medical debt is a prevalent issue in the United States, impacting millions of individuals annually. It arises when someone cannot afford...

Personal Finance Articles & Topics Debt

Navigating Student Loan Debt: What Happens When a Borrower Dies?

Todd Christensen

April 11, 2023

What happens to student loan debt when a borrower dies? Dealing with the uncertainties around student loan debt when a borrower dies can be challenging for both the borrower and...

Personal Finance Articles & Topics Debt

Handling Collection Debt After Death: Rights, Responsibilities & Tips

Todd Christensen

April 10, 2023

When the unimaginable or the unbearable happens, and you lose a spouse, parent, child, or sibling, the last thing you want to deal with is collection agencies calling you to...

Personal Finance Articles & Topics Credit Cards

What Happens to Credit Card Debt When You Die?

Todd Christensen

April 9, 2023

If you die without a surviving spouse, and if your will specifies certain assets (cash, property, etc.) should go to your child(ren), sibling(s), or parent(s), keep in mind that your...

Personal Finance Articles & Topics Holiday

April Is Financial Literacy Month

Todd Christensen

April 3, 2023

During Financial Literacy Month, financial institutions, nonprofits, and human service agencies increase their focus on the importance of financial literacy through events, programs, and counseling. The goal goes beyond helping...

Ask the Experts

Deciding on a Tax Debt Repayment Strategy: Credit Card Cash Advance vs. IRS Payment Plan

Todd Christensen

April 1, 2023

Question: I owe the IRS $8,000 in tax for my 2022 return. I don’t have the cash to pay for it. Would it be better to get a 180-day payment...

Personal Finance Articles & Topics Banking

Surviving Debt in the Aftermath of the Recent Bank Failures

Todd Christensen

March 19, 2023

A Guide to Managing Your Debt in the Aftermath of Bank Collapses Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried...

Personal Finance Articles & Topics Credit Cards Autos

Transferring Your Car Loan to Your Credit Card

Todd Christensen

March 3, 2023

Pros, Cons, and What to Consider Before Transferring a Car Loan to a Credit Card Are you looking to save money on your car loan? Transferring your car loan to...

Need Cash Fast? Payday Loans Offer a Solution but Should Be Your Last Resort – MSN.com & Money.com
5 Ways to Manage Money During Uncertain Times – The Penny Hoarder
Knowing These 3 Credit Types Can Help You Master Your Credit Score – Time.com
No Money to Donate on Giving Tuesday? Here are 9 Free Ways to Give Back – NBCNews.com
What to do if a Bill is Sent to a Collection Agency? – Huffpost.com

You can check out many more articles here: In The News

Author

After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.