Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at
Todd Christensen
As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Surviving Debt in the Aftermath of the Recent Bank Failures 
A Guide to Managing Your Debt in the Aftermath of Bank Collapses  Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried about their debt and credit ratings. Economic instability can impact individuals’ ability to manage their debt. Market fluctuations can affect interest rates, job security, and...
Transferring Your Car Loan to Your Credit Card
Pros, Cons, and What to Consider Before Transferring a Car Loan to a Credit Card Are you looking to save money on your car loan? Transferring your car loan to your credit card might sound like a good idea, but is it really worth it? While there are certainly some advantages to doing so, there...
National Credit Education Month

March is recognized as the National Credit Education Month. To honor that, Money Fit has created the thirty-one-day challenge to complete in order to improve your credit.

What is Financial Freedom?

Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families. It means growing savings that enable us to retire or pursue the career we want without being driven by earning a set salary each year. Financial freedom means our money is working for us rather than the other way around.

Helping Someone with Debt: Simple Rules to Follow

If you are concerned your family member or friend who has too much debt is abusing credit cards or is otherwise heading toward a financial abyss, your intervention might be difficult and uncomfortable, but done with love and sincerity, it may also be just what the person needs to get back on track to reach his or her financial goals.

Is Money the Root of All Evil?

You can hate money or love money, but it’s nearly impossible to be ambivalent about it. Whether you hate credit card debt, love the convenience of debit cards, wish you had more greenbacks, or tire of working yourself weary for a paycheck, money plays a critical part in human life. With such a starring role in human well-being or misfortune, it’s no wonder money creates such strong emotions and feelings.

Saving Goals after Saving for Emergencies
What to Do with Savings after Reaching the 3 Months Goal I get to teach personal finance classes to groups from time to time. Savings is regularly a topic I address, and most groups confidently answer “at least 3 months” when I ask how many months’ worth of bills they should have in their emergency...
Should I get a secured credit card to improve my credit score?
Question: My roommate told me I should get a secured credit card so I can build my credit score up. Is that a smart move? Donna M. in Buckeye, AZ Answer: A secured credit card can be a great credit-building product, but it can also be a drain on your wallet.   Hello Donna, Many,...
How should I teach my children about money?
Question: How can I help my children develop better financial attitudes and habits? Jennelle N. in Laredo, TX Answer: We can help our children develop a healthy relationship with money using some pretty simple (and fun) tactics. The activities and lessons we can teach vary by age, but starting early can be extremely beneficial. Ultimately,...
What is the first thing I should do to improve my credit score?
Question: I really want to improve my credit score! I am not sure where to start, what is the first thing that I should do? Russell R. in Pasadena, CA Answer: You can start improving your credit score by first reviewing your current credit report for accuracy.   Hi Russell, The first thing you will...


After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.

Contact Todd Christensen

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