Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at
Todd Christensen
As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Should I get a secured credit card to improve my credit score?
Question: My roommate told me I should get a secured credit card so I can build my credit score up. Is that a smart move? Donna M. in Buckeye, AZ Answer: A secured credit card can be a great credit-building product, but it can also be a drain on your wallet.   Hello Donna, Many,...
How should I teach my children about money?
Question: How can I help my children develop better financial attitudes and habits? Jennelle N. in Laredo, TX Answer: We can help our children develop a healthy relationship with money using some pretty simple (and fun) tactics. The activities and lessons we can teach vary by age, but starting early can be extremely beneficial. Ultimately,...
Choosing The Best Way To Pay Off Your Debt
Determining the Best Debt Repayment Plan for You The top question I hear as a personal finance educator and credit counselor is, “What’s the best way to pay off my debt?” This isn’t surprising. Debt is a massive financial migraine that can make daily life pretty miserable, and shining a lot of light on the...
4 Days At FinCon22
The Financial Force Was with Money Fit On one hand, FinCon is what it says it is: a Financial Conference. On the other hand, though, FinCon is so much more than a financial conference. Each year for the past dozen years or so, FinCon brings together content creators in the personal finance space, from podcasters...
Cliché Financial Advice that Gets It Wrong

Whether from traditional financial advisors or from radio show talking heads, you will hear financial advice spouted as clichés over and over. These sayings sound logical, but they often sacrifice financial judgment for the sake of brief dictums that are trite but easily grasped if not actually accurate.

Money Fit by DRS Announces Scholarship Winner

Money Fit by DRS, a 501(C)3 nonprofit credit counseling agency, announced today the winner of its first-ever scholarship program. The winner of the $1,000 award is Abigail Isaacs, a college sophomore attending Transylvania University in Lexington, Kentucky.

Should You Get a Payday Loan?

Is a payday loan right for you? Let’s review some of the largest payday lenders in America, how the loans work, how much they cost, who uses them and why.

Debt Consolidation Loans Explained

Consumers who get debt consolidation loans do not pay off their debts. They simply transfer them from credit card accounts to a new lender. Debt consolidation loans can be difficult to qualify for if the consumer has poor credit, and they can end up creating more debt than the consumer started with.

Debt, Credit, and Divorce

Anyone approaching or going through a divorce should protect their credit and minimize the chances of having to take on more than their fair share of the marriage’s debt. This includes freezing their credit history, pre-empting being responsible for your ex’s debts, and not trusting the divorce decree.

Raising A Financially Empowered Generation

Raising a child in today’s society can feel overwhelming and difficult. We may even feel jealous of past generations who did not have to deal with so many financial challenges. Whether you are justified in such reflections may be debatable, but there is certainly no doubt that raising your child is much more complex than it used to be.


After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.

Contact Todd Christensen

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