March is recognized as the National Credit Education Month. To honor that, Money Fit has created the thirty-one-day challenge to complete in order to improve your credit.

Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families. It means growing savings that enable us to retire or pursue the career we want without being driven by earning a set salary each year. Financial freedom means our money is working for us rather than the other way around.

If you are concerned your family member or friend who has too much debt is abusing credit cards or is otherwise heading toward a financial abyss, your intervention might be difficult and uncomfortable, but done with love and sincerity, it may also be just what the person needs to get back on track to reach his or her financial goals.

You can hate money or love money, but it’s nearly impossible to be ambivalent about it. Whether you hate credit card debt, love the convenience of debit cards, wish you had more greenbacks, or tire of working yourself weary for a paycheck, money plays a critical part in human life. With such a starring role in human well-being or misfortune, it’s no wonder money creates such strong emotions and feelings.