Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]
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As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

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As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Advertisements for debt settlement often promise to cut your credit card balances in half, allowing you to walk away from your debt for pennies on the dollar. What they do...
Many people say “money is the root of all evil,” but that is not the full idea. The phrase actually warns about the love of money — not money itself...
The 52-Week Percentage-Based Savings Challenge
Traditional 52-week savings challenges fail because they use fixed dollar amounts that ignore the reality of your paycheck. A percentage-based system scales with your income, building financial discipline without breaking...
There are four primary mathematical strategies to eliminate debt on your own: the Avalanche, Landslide, Cascade, and Snowball methods. The right choice depends entirely on your available cash flow and...
The Debt Snowball repayment method ignores interest rates and focuses entirely on human behavior. It works best for individuals who need quick, visible wins to stay motivated during a long...
The Debt Landslide method works best for individuals looking to halt the momentum of new spending and rapidly manage their credit utilization. It requires prioritizing your most recently acquired debts...
If your budget is stretched to the limit and you can only afford to make minimum payments, the Debt Cascade method is your baseline strategy. By locking in your current...
The debt avalanche repayment method works best for anyone looking to pay as little interest as possible during their repayment period. It requires strict discipline and a focus on the...
Financial Literacy Month is not just about awareness; it is a practical invitation to stop guessing and start executing. Use April to strengthen your money skills, audit your spending, and...
Financial chaos is rarely caused by a lack of income; it is usually caused by a lack of predictability. If your expenses fluctuate wildly every month, your budget will eventually...

Author

After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.

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