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Media Manager, Writer, Web Developer, Certified HUD Housing Counselor

Rick Munster

Contact Rick for interview requests, marketing opportunities, guest posting & online content contributions.
Rick Munster
Rick Munster has been with Money Fit by DRS for 20 years and has worked in the nonprofit credit counseling industry for over 21 years. He is known for being someone who’d give the shirt off of his back for you, and smile while doing it! He takes that positivity and problem-solving to consumers when relaying a message of help, hope, and better times ahead. When he isn’t helping consumers regain control of their debt, he loves traveling and seeing new places.

About Rick Munster

Rick’s been with Money Fit by DRS for 20 years and early in his career, he managed two divisions, customer service, and credit counseling, before settling in his current role of managing the organization’s marketing efforts. He is known for being someone who’d give the shirt off of his back for you, and smile while doing it! He takes that positivity and problem-solving to consumers when relaying a message of help, hope, and better times ahead. When he isn’t helping consumers regain control of their debt, he loves traveling and seeing new places.

Recent Articles by Rick Munster

How to Save Money on Last-Minute Travel
Personal Finance Articles & TopicsTravel

How to Save Money on Last-Minute Travel

Rick Munster
Last-minute travel doesn’t have to break the bank. We often equate last-minute traveling with high costs. Most discounts and lower prices come when you book early, which is why saving money can be a challenge when you’re planning a sudden trip. However, even though it is a challenge, there are some things you can do...
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The Difference Between Banks and Credit Unions
Personal Finance Articles & TopicsBanking

The Difference Between Banks and Credit Unions

Rick Munster
Banks and Credit Unions have many similar features but there are some stark differences to make note of. On the surface, banks and credit unions look to offer the same thing. They provide a myriad of financial products to cater to their clientele. For both, you can open a savings account, take out a loan,...
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The Hidden Costs of Debt
Personal Finance Articles & TopicsDebt

The Hidden Costs of Debt

Rick Munster
The effect that debt can exact on mental health can be staggering and deeply personal. For many Americans, debt has become an integral part of their daily lives. According to a report, 8 out of 10 Americans have some form of consumer debt. Whether refinancing a home, getting a loan for a car, or taking...
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How to Recognize Internet Scams and Report Them
Personal Finance Articles & TopicsConsumer Protection

How to Recognize Internet Scams and Report Them

Rick Munster
Help Yourself and Future Victims by Reporting Internet Scams Right Away The internet is a powerful tool accessible to everyone. With this, we have unlimited access to an ever-increasing wealth of information and resources. Our world is also more connected thanks to this wonderful digital innovation. Unfortunately, as more people rely on the internet for...
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How to do Valentine’s Day on a Budget
Personal Finance Articles & TopicsHoliday

How to do Valentine’s Day on a Budget

Rick Munster

Does the approaching Valentine’s Day make your heart race for all the wrong reasons? Pair together a few of these budget-friendly suggestions to grow a love built on feelings and not things.

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Is Debt a Reason to Break Up?
Personal Finance Articles & TopicsRelationships

Is Debt a Reason to Break Up?

Rick Munster
Is it okay to break up or get divorced over debt? Do you and your partner experience conflict because of debt or money-related issues? We all know that debt poses challenges, especially in a couple’s relationship. Many people find themselves in a desperate financial situation or are one paycheck away from losing a relationship due...
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Can You Be Jailed for Not Paying Your Debt in the United States?
Personal Finance Articles & TopicsDebt

Can You Be Jailed for Not Paying Your Debt in the United States?

Rick Munster
There are situations in which you can, and can’t, be arrested for debt. Let’s explore. Approximately three-quarters of American adults are in debt. There are many different types of debt in the US, but in 2021, mortgages and credit card debt made up about 43% of all consumer debt. This statistic shows that personal debt...
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Scams to Look Out for in 2023
Personal Finance Articles & TopicsConsumer Protection

Scams to Look Out for in 2023

Rick Munster
The top scams to guard yourself against during the coming year. Many scammers and people with ill intent are out there, no matter where you are. You either pass by them on the street or encounter their veiled attempts online. This is unlikely to change any time soon, and what’s worse is that scammers are...
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How to Assess Your Financial Health
Personal Finance Articles & TopicsFinancial Wellness

How to Assess Your Financial Health

Rick Munster
Taking time to routinely evaluate the health of your finances can go a long way toward gaining financial security. In a world where prices of goods are skyrocketing and bills are steadily rising, it’s an important skill to learn how to assess financial health. You should implement scheduled evaluations of your finances, just as you’d...
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Financial Resolutions for the New Year
Personal Finance Articles & TopicsHoliday

Financial Resolutions for the New Year

Rick Munster

It is always a good idea to set goals for the New Year. Some people make resolutions, and others make goals, but they all want to be more efficient and productive with their money. The keyword here is "financial." When setting these goals, it is always essential to keep them within your means. You want to ride that fine line between being enough and not overdoing it. Here are some financial resolutions you might want to consider for 2022.

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