Money Motivations


Recent Articles in Banking

Surviving Debt in the Aftermath of the Recent Bank Failures 
A Guide to Managing Your Debt in the Aftermath of Bank Collapses  Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried about their debt and credit ratings. Economic instability can impact individuals’ ability to manage their debt. Market fluctuations can affect interest rates, job security, and...
The Difference Between Banks and Credit Unions
Banks and Credit Unions have many similar features but there are some stark differences to make note of. On the surface, banks and credit unions look to offer the same thing. They provide a myriad of financial products to cater to their clientele. For both, you can open a savings account, take out a loan,...
How To Choose The Right Savings Account
Wondering where to turn when it comes to opening a new savings account? Consider these items first. A savings account is one of the safest ways to save money. There are a variety of savings accounts to help you in your financial planning. However, it can be challenging to decide which type is right for...
Should Young Adults Get a Money Market Account or a CD

If you’re between your 20s and early 30s, you must make solid financial choices. One such choice involves which type of bank account (or accounts) you should open to reach your savings goals.

With all the pressure from work, finishing studies, or paying off debt, you have no time to figure out whether x banking product makes sense for you.

Nonetheless, these dull-sounding products can pave the way to reaching your financial goals faster, depending on your situation.

In this post, you'll learn whether it makes sense, as a young adult, to open a money market account (MMA), a certificate of deposit (CD), both, or none. Let's dive in.

How to Get the Most From Your Bank Account

These personal banking tips highlight just a few of the ways you can improve how you invest your time in managing your accounts and making wise financial decisions. Going forward, continue to compare bank account options to find the right fit so your money will work harder and more efficiently for you.

3 Reasons a Bank Might Shutdown Your Checking Account

Your checking account allows your cash to flow. If you find yourself with a closed bank account, it can cause a lot of financial stress and perhaps drive you into debt or late payments. A lot of people don’t know that the decision to keep your account open or not rests with the bank’s discretion. If you want to find out the three most common ways a bank account gets shutdown and how to avoid it, read on.

What is a Credit Union?

Finding the best credit union for you depends on multiple factors, including whether you are eligible to join, whether the credit union is convenient for your banking tasks, and whether it provides the financial services and products you need. Here’s everything you need to know about finding the best credit union for you.

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