Looking for Rental or Utility Assistance?
If you’re struggling to pay rent or keep up with household expenses, you are not alone. Emergency rental and utility assistance is typically offered locally. This page will guide you toward trusted resources and show how Money Fit by DRS can support your long-term stability.
Start with Local Rental and Utility Assistance
Immediate help with rent or utilities usually comes from local or state programs. We recommend starting with these trusted community resources:
- Dial 211 or visit 211.org to learn about rental assistance, utility shut-off prevention, and emergency aid in your area.
- Search FindHelp.org to see local programs that may offer support with rent, utilities, food, and basic needs.
These programs typically have the most accurate, real-time information about which agencies currently have available funding.
Find a HUD-Approved Housing Counselor
For help with renting questions, landlord concerns, or possible eviction, HUD-approved housing counseling agencies can be a vital resource.
Use the Consumer Financial Protection Bureau’s locator to find agencies near you:
consumerfinance.gov/find-a-housing-counselor
When searching, look for agencies that list “Rental Housing Counseling” or “Mortgage Delinquency and Default Resolution,” depending on your needs.
How Money Fit by DRS Can Help
While Money Fit does not administer rental assistance programs, our HUD-certified housing counselors can help with many important housing-related financial decisions, including:
- Preparing for homeownership and understanding the true cost of owning a home
- Meeting HOEPA or high-cost mortgage counseling requirements
- Evaluating whether a reverse mortgage (HECM) fits your goals
- Understanding your options if you’re worried about mortgage payments
Learn more about our services:
moneyfit.org/housing-counseling
Build Your Long-Term Financial Foundation
Even when rental assistance options are limited, building stronger financial habits can make a meaningful difference over time. You can begin strengthening your foundation with our free online financial education courses.
- Budgeting and spending habits
- Credit building and credit protection
- Saving for emergencies and future goals
- Managing and reducing debt
