Delaware financial assistance directory

Low-Income Help and Resources in Delaware

If household costs are hard to manage, Delaware has programs that may help with food, housing, utilities, healthcare, child care, and other basic needs. Start with the statewide options below, then follow the local application route when a program is handled by a State Service Center, community partner, housing authority, or other local provider.

Money Fit serves Delaware residents statewide. If debt or monthly payments are also part of the problem, call 800-432-0310 or start a confidential debt review.

Scenic Delaware landscape

Where to start

The best starting point depends on whether the need involves a state benefit, housing or utility help, or another local service. Eligibility, funding, waiting lists, and application methods can vary.

Find nearby help

Delaware 211 provides statewide referrals for food, housing, utilities, healthcare, transportation, behavioral health, child care, aging, disability, and other community needs.

Housing or energy assistance

Delaware energy assistance is available through LIHEAP and local partners, while DSHA, DelawareHousingSearch.org, housing authorities, 211, and legal-aid providers handle different housing needs.

Delaware uses one main benefits portal but several local service routes. ASSIST can be used for many state programs, while State Service Centers and community partners can help residents apply in person or connect with local services. For DSS customer assistance, call 866-843-7212.

Food assistance

For ongoing grocery help, start with Delaware SNAP or WIC when it fits the household. For food needed sooner, the Food Bank of Delaware and 211 can help locate pantries, mobile distributions, and other emergency food.

State food benefit

Delaware SNAP

SNAP provides monthly grocery benefits to eligible Delaware households through EBT. Applications can be submitted through ASSIST or in person at a Delaware State Service Center.

DSS Customer Relations: 866-843-7212

Nutrition support

Delaware WIC

WIC provides healthy foods, nutrition education, breastfeeding support, and referrals for eligible pregnant, breastfeeding, and postpartum participants, infants, and children under age five. Clinics operate in New Castle, Kent, and Sussex counties.

Food needed sooner

Food Bank of Delaware

The Food Bank of Delaware distributes emergency food statewide through community pantries, mobile pantries, Healthy Pantry Centers, home delivery, senior nutrition, and other programs. Its pantry directory can help residents find nearby food.

Housing, rent, and utility help

Delaware housing and utility assistance is divided among state programs, community partners, public housing authorities, legal-aid organizations, and emergency shelter networks. Funding and waiting lists can change quickly.

Home energy assistance

Delaware Energy Assistance Program

DEAP is Delaware's LIHEAP program. Winter heating assistance is available from October 1 through March 31, crisis assistance is available year-round, and summer cooling assistance may also be available under current program rules.

DSS energy assistance: 302-255-9875

Home energy improvements

Delaware Weatherization Assistance Program

DNREC's Weatherization Assistance Program helps qualifying homeowners and renters reduce energy costs through approved improvements such as insulation, air sealing, and other efficiency measures. Not all applicants can be served in a given program year.

Application assistance: 302-504-6111

Affordable rental search

DelawareHousingSearch.org

Search market-rate, subsidized, and affordable rentals statewide. Listings can be filtered by location, rent, bedroom count, accessibility, and other features. Contact the property directly to confirm availability and eligibility.

Search assistance: 877-428-8844

Emergency housing

Emergency and transitional housing

Delaware DSS funds emergency shelter and transitional housing through community partners. Call 211 or text your ZIP code to 898-211 for 24-hour help locating shelter, motel-voucher intake, Code Purple resources, and other housing assistance.

Delaware 211: 211 or 800-560-3372

Eviction and tenant legal help

Delaware Legal Help Link

Delaware Legal Help Link connects residents with nonprofit civil legal-aid providers and self-help information. Delaware also provides free legal representation to some qualifying low-income tenants facing eviction or loss of a housing subsidy.

Healthcare coverage and clinics

Delaware Medicaid and the Delaware Healthy Children Program cover different eligibility groups. ASSIST is the main online application route, and community health centers can provide local care regardless of insurance status.

State health coverage

Delaware Medicaid

Delaware Medicaid provides free or low-cost health coverage to eligible adults, children, pregnant people, older adults, and people with disabilities. Most benefits are delivered through the Diamond State Health Plan managed-care program.

Medicaid Customer Relations: 800-372-2022

Children's health coverage

Delaware Healthy Children Program

The Delaware Healthy Children Program is low-cost health insurance for eligible uninsured children under age 19. Families can apply through ASSIST, by mail, or at a State Service Center.

Program help: 800-996-9969

Local healthcare

Community health centers

Federally supported health centers provide primary care and may offer dental, pharmacy, behavioral health, substance-use, and other services. Health centers serve insured and uninsured patients and use sliding-fee programs based on income and family size.

Some Delaware Medicaid eligibility rules change October 1, 2026. Delaware ASSIST is currently warning that new federal rules may affect some non-U.S. citizens when they apply or renew. Use current DHSS guidance before relying on older eligibility information.

Child care, family, and cash assistance

Delaware uses ASSIST for child care subsidies and cash assistance. Families may also qualify for General Assistance when they do not fit a federally funded cash program.

Child care assistance

Purchase of Care

Purchase of Care helps eligible families pay part of child care costs for children under age 13, with special rules for some older children with qualifying needs. Families generally pay a weekly copay based on income and program rules.

Child care search help: 800-220-3092

Temporary cash assistance

Temporary Assistance for Needy Families

TANF is Delaware's primary cash-assistance program for eligible families with children. It combines temporary financial support with employment and work-related requirements intended to help families move toward self-sufficiency.

State cash assistance

General Assistance

General Assistance is a state-funded cash program for some low-income Delaware residents who do not qualify for TANF or Social Security benefits. Eligibility depends on age, health, caregiving, school status, income, and resources.

Work, legal help, and essential services

Job loss, a legal problem, or loss of affordable phone or internet service can quickly affect housing, healthcare, and the ability to apply for other assistance.

Unemployment benefits

Delaware unemployment insurance

Eligible workers who lose work through no fault of their own may be able to receive temporary unemployment benefits. New and reopened claims are filed through the Delaware Department of Labor's unemployment system.

Employment and training

Delaware JobLink and American Job Centers

Delaware JobLink provides statewide job-search tools, while American Job Centers in Dover, Georgetown, Newark, and Wilmington offer employment services, career guidance, training connections, and other workforce support.

American Job Centers: 302-761-8085

Civil legal help

Delaware Legal Help Link

Delaware Legal Help Link is a statewide service created by Delaware's nonprofit civil legal-aid providers and justice partners. It helps residents find legal information and the provider that may handle issues involving housing, benefits, debt, disability, family matters, employment, or other civil problems.

Phone and internet

Federal Lifeline benefit

Lifeline may reduce the monthly cost of qualifying phone or broadband service. Eligibility can be based on income or participation in programs such as SNAP, Medicaid, SSI, or Federal Public Housing Assistance.

Lifeline Support Center: 800-234-9473

Older adults, people with disabilities, and caregivers

Delaware's aging and disability network can help residents locate meals, caregiver support, in-home services, long-term-care information, benefits counseling, disability resources, and safety services.

Aging and disability navigation

Delaware Aging and Disability Resource Center

The ADRC is a statewide one-stop resource for older adults, people with physical disabilities, caregivers, and families looking for information, referrals, and guidance on long-term services and supports.

ADRC: 800-223-9074

Home and community support

Home and community-based services

Delaware Medicaid and aging programs may provide qualifying residents with services that support living at home or in the community instead of a nursing facility. Eligibility and service options depend on the program and individual needs.

Adult safety

Delaware Adult Protective Services

APS receives reports involving suspected abuse, neglect, self-neglect, or financial exploitation of older Delawareans and adults with disabilities. Call 911 first when someone is in immediate danger.

Adult Protective Services: 888-277-4302

Crisis, safety, and disaster resources

If someone is in immediate danger, has a life-threatening medical emergency, or cannot stay safe, call 911.

Mental health and substance use crisis

988 and Delaware crisis services

Call or text 988 for free, confidential, 24-hour support involving emotional distress, mental health, suicide, or substance use concerns. Delaware also operates regional mobile crisis services and a non-crisis Hope Line.

Call or text: 988
Delaware Hope Line: 833-946-7333

Domestic violence

Delaware 24-hour domestic violence hotlines

Confidential domestic violence hotlines are available 24 hours a day and can help with safety planning, shelter, legal resources, counseling, and local support. Delaware uses county-based hotline numbers.

New Castle County: 302-762-6110
Kent and Sussex Counties: 302-422-8058

Community resource navigation

Delaware 211

Delaware 211 provides statewide information and referrals for food, housing, utilities, healthcare, transportation, behavioral health, family services, and other community needs.

Call: 211 or 800-560-3372

If debt is also part of the problem

Review the household budget and unsecured debt together

Public assistance may help with food, housing, healthcare, child care, or utilities while credit cards, medical bills, collections, personal loans, or payday loans continue taking money from the rest of the budget. Money Fit nonprofit credit counseling can help Delaware residents review income, expenses, debts, and possible next steps.

A debt management plan may help organize eligible unsecured debts into one monthly payment to Money Fit, which then sends payments to participating creditors. It is not a new loan or debt settlement. Creditor participation, concessions, account treatment, fees, and payment changes can vary.

Money Fit does not provide cash assistance, food benefits, rent assistance, utility benefits, government benefits, or emergency grants. The counseling form below is for help reviewing debt and monthly payments.

Open the Money Fit debt review form

Share a few details so Money Fit can respond to your request. Your information stays with Money Fit and is not sent to a marketplace of lenders or debt companies.

These resources can help with debt, housing, financial education, and assistance in other states.

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