Debt Relief For Ohio Residents

Since the mid-1990s, Ohio residents have turned to Money Fit for help with repaying their debt in full. Looking for debt relief, Ohioans have found real debt solutions for dealing with credit card debt, student loans, collections, or other types of unsecured debt like payday loans and medical bills. Money Fit is always ready to help our neighbors in the Buckeye State!

Ohio Debt Relief
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At Money Fit by DRS Inc., we have been blessed to be part of the process of helping thousands of Ohioan households achieve debt freedom!

As you consider working with a third-party organization to help you get out of debt, be aware of the many benefits of working with a nonprofit debt relief service like Money Fit.

Money Fit’s nonprofit charter focuses on counseling and assisting our clients and community members to develop the skills and behaviors that will lead them to a debt-free life. For the more independent-minded, we also make our educational programs and materials available at no cost.

We treat our clients with thoughtfulness and consideration. Anyone who has determined to take back control of their finances and eliminate their debts, no matter how those debts came about, deserves our support and respect. We focus on the positive actions needed to become debt-free.

Money Fit credit counselors and customer experience representatives are accredited by a third-party certification organization to ensure we can offer the best possible service and assistance to our clients. Although Americans as a whole continue to dig themselves deeper into consumer debt, we know each situation is unique. Understanding your personal hopes and goals for becoming debt-free is important to us. We aim to give our clients the hope and encouragement that come with having a plan and a pathway back to debt freedom.

Credit Card Debt Consolidation is a Pressing Need for Ohioans in 2022

In Ohio, the average household credit card debt as of 2022 was $5,792. That number looks to rise in a post-pandemic world, as consumer spending begins to roar back. The key concern is the reliance on credit cards is increasing while inflation and other economic crisis such as high-energy costs and global instability appear to be cemented in for 2022 due in large part to the Russian invasion of Ukraine.

Consumers that can manage their debt by slowing or stopping their credit card use, and focusing on paying it off, could find themselves in a considerably better financial picture than those who don’t. Especially if any other market disturbances arise. A credit card debt consolidation program, such as the program offered by Money Fit, can help speed up the repayment process.

Payday Loan Consolidation Gives Ohioans a Fresh-Start

Payday loans & other short-term loans can help get consumers out of an immediate bind. However, recent trends show that many consumers find themselves relying on taking out one loan, to pay another loan, and continuing this expensive cycle until they either exhaust their budget or are forced into finding alternate means of resolving their loans.

Thankfully, Money Fit specializes in payday loan consolidation and helping Ohioans escape the vicious borrowing cycle that occurs when trapped in payday loans or other unsecured installment loans.

Getting Help With Debt In Ohio

When it comes to dealing with consumer debts, Ohioans should beware of offers that sound too good to be true. Many shady services promise to get you out of 50% of your credit card and other debts, while usually requiring you to have more than $10,000 of debt before they even consider working with you.

Such settlement or negotiation services often leave their “clients” with worse credit and greater debt while bilking them of high monthly fees. A 2019 Wall Street Journal article about debt consolidation loan companies found that these organizations often reneged on their promises of a debt consolidation loan and instead pushed their clients to negotiate their debt, leaving them with larger debt balances and a damaged credit rating as a result.

As opposed to debt settlement and debt consolidation loans, nonprofit credit counseling agencies like Money Fit help their clients through partnerships with their current creditors to lower their account interest rates and establish repayment plans that lead to 100% debt repayment in five years or less.

Money Fit has been offering successful debt management programs for clients and community members since 1996 while providing personal finance workshops and webinars. While our clients and communities regularly recognize our services with positive reviews and awards, we find our greatest satisfaction in helping our clients to live debt-free.

We don’t ask to be the first company you contact for debt management programs and help. Just make us your next contact.

A Pandemic That Posed Many Unique Financial Challenges for Ohioans

The pandemic caused by COVID-19 had drastic financial implications for the state of Ohio, beginning in 2020.

Early in 2020, when COVID-19 lockdowns went into effect, Ohio saw a large spike in unemployment insurance claims, and while the long-term economic impact isn’t fully known, it will certainly have a lasting impact.

While the pandemic isn’t over, jobs and employment have made a drastic comeback as the US and world move towards the endemic stages of dealing with the virus.

Money Fit has compiled resources for individuals that have been negatively impacted financially by COVID-19:


Additional Links & Resources:

More Information:

We provide debt relief to Ohio residents. If you’re from one of the cities listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Remember, you are not alone in your goal to live debt-free!

Additional Resources

Ohio Debt Relief


Consolidate your debt into a more affordable monthly payment.

Ohio Debt Relief

Credit Report

Receive free, unbiased, factual advice from an award-winning non-profit organization!

Ohio Debt Relief


We work with your creditors to reduce payments and fees.

Ohio Debt Relief


Get help with your payday loans and break the borrowing cycle!

Ohio Debt Relief


Our free budget calculators will help you track where your money is going and get you ahead with your finances.

Ohio Debt Relief

Money Fit

Courses and other resources to provide you with a financial toolbox.

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