Debt Relief For Pennsylvania Residents

Pennsylvanians have known for decades that they could turn to Money Fit by DRS to provide unrivaled service and results when seeking independence from debt. After all, Pennsylvanians take great pride in being citizens of the state considered the birthplace of our nation’s independence.

Pennsylvania Debt Relief
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Money Fit likewise takes great pride in helping our neighbors in the Keystone State to find relief from credit card debt, student loans, collection accounts, or other types of unsecured debt like payday loans or overdue medical bills, securing a debt-free life and liberty from creditors that allows them to continue their pursuit of happiness.

Working with a non-profit debt relief organization, like Money Fit, has benefits.

First, our mission, quite literally, is to help our customers identify means to overcome their debt for good and eliminate the need to seek debt relief in the future. This objective rings true for anyone who seeks our assistance, whether they become a client or not.

Second, you will be treated as a friend. Money Fit Credit Counselors have worked with hundreds of thousands of individuals dealing with their own personal financial worries. They know, from years of experience, that no two stories are alike and that each person that contacts us for debt relief is unique.

Credit Card Debt Consolidation is a Growing Need for Pennsylvanians in 2022

In Pennsylvania, the average cardholder’s credit card debt as of 2022 was $6,527. That number looks to rise in a post-pandemic world, as consumer spending begins to roar back. The key concern is the reliance on credit cards is increasing while inflation and other economic crisis such as high-energy costs and global instability appear to be cemented in for 2022 due in large part to the Russian invasion of Ukraine.

Consumers that can manage their debt by slowing or stopping their credit card use, and focusing on paying it off, could find themselves in a considerably better financial picture than those who don’t. Especially if any other market disturbances arise. A credit card debt consolidation program, such as the program offered by Money Fit, can help speed up the repayment process.

Payday Loan Consolidation Gives Pennsylvania Residents a Fresh-Start

Payday loans & other short-term loans can help get consumers out of an immediate bind. However, recent trends show that many consumers find themselves relying on taking out one loan, to pay another loan, and continuing this expensive cycle until they either exhaust their budget or are forced into finding alternate means of resolving their loans.

Thankfully, Money Fit specializes in payday loan consolidation and helping Pennsylvanians escape the vicious borrowing cycle that occurs when trapped in payday loans or other unsecured installment loans.

Getting Help With Debt In Pennsylvania

Of course, the best time to prepare for a downturn in the economy is before it happens. Money Fit offers debt management services and financial education to address the stress created by excessive credit card debt, old medical and utility bills, and even collection debts.

Money Fit recommends that our Keystone State friends take care to avoid fraudulent debt relief organizations. We have met far too many couples and individuals who have signed up with a debt settlement service only to see six or 12 months of payments disappear when the companies disconnect their phones and take off with their plunder. Regardless of what the company promises, investigate their reputation through the Better Business Bureau and your state’s attorney general office.

Regardless of the organization, you choose to work with to provide you with debt relief, make sure to get your service agreement in writing (by mail or via email). The agreement must identify what the agency proposes to do for you and what your financial responsibilities are. Additionally, also confirm that the agency is licensed by Pennsylvania’s Department of Banking and Securities, such as Money Fit by DRS and its parent company, Debt Reduction Services, Inc.

A Pandemic That Posed Many Unique Financial Challenges for Pennsylvanians

The pandemic caused by COVID-19 had drastic financial implications for the state of Pennsylvania, beginning in 2020.

Early in 2020, when COVID-19 lockdowns went into effect, Pennsylvania saw a large spike in unemployment insurance claims, and while the long-term economic impact isn’t fully known, it will certainly have a lasting impact.

While the pandemic isn’t over, jobs and employment have made a drastic comeback as the US and world move towards the endemic stages of dealing with the virus.

Money Fit has compiled resources for individuals that have been negatively impacted financially by COVID-19:


Additional Links & Resources

More Information:

We provide debt relief to all Pennsylvania residents. If you’re from one of the cities listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Just remember, you are not alone in your goal to live debt-free!

Additional Resources

Pennsylvania Debt Relief


Consolidate your debt into a more affordable monthly payment.

Pennsylvania Debt Relief

Credit Report

Receive free, unbiased, factual advice from an award-winning non-profit organization!

Pennsylvania Debt Relief


We work with your creditors to reduce payments and fees.

Pennsylvania Debt Relief


Get help with your payday loans and break the borrowing cycle!

Pennsylvania Debt Relief


Our free budget calculators will help you track where your money is going and get you ahead with your finances.

Pennsylvania Debt Relief

Money Fit

Courses and other resources to provide you with a financial toolbox.

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