Family standing in front of their home, representing long-term housing stability.

Rental Help, Financial Education, and Housing Counseling

If you reached this page while looking for help with rent or utilities, you are not alone. Many individuals and families contact us during stressful moments, trying to understand where to turn. Money Fit by DRS does not provide direct rental or utility assistance, but we can help you in two important ways:

  • Connecting you with organizations that specialize in rental and utility assistance.
  • Offering free financial education and housing counseling to support long-term stability.

Use the sections below to decide what you need most right now, whether it is immediate support or a plan to strengthen your finances going forward.

Learn and Build Financial Confidence

You have come to the right place if you want to strengthen your financial skills and take control of your money. Money Fit by DRS offers many free online, self-paced courses you can take at your convenience. Topics range from budgeting and spending habits to credit building, saving, and debt freedom.

Each course is self-paced, easy to follow, and designed to help you turn knowledge into positive, lasting habits.

Person learning about money and homeownership through an online financial education course.

Free, Self-Paced Courses for Every Goal

Whether you want to create a budget that works, improve your credit, or finally pay off debt for good, our financial education courses are ready when you are.

  • Start a realistic budget based on your income.
  • Learn how credit scores work and how to improve yours.
  • Build an emergency fund, even on a tight budget.
  • Understand your options for paying down high-interest debt.

For Rental and Utility Assistance

If your immediate need is paying rent or keeping up with utilities, local programs are your best first step.

  • HUD-approved housing counseling agencies
    Find one near you: Consumer Finance Database
  • Dial 211 or visit 211.org
    Ask about rental assistance, utility shut-off prevention, and local hardship programs.
  • Search findhelp.org
    Visit findhelp.org for rental and utility programs in your ZIP code.

Money Fit by DRS does not provide direct financial aid for rent or utilities. Our role is to educate, counsel, and connect you with local programs that may be able to help.

Couple meeting with a counselor to review debt and housing-related expenses.

We’re Here for Homeowners and Home Buyers

Our HUD-certified housing counselors can help you prepare for homeownership, meet counseling requirements for certain loans, or understand whether a reverse mortgage fits your goals.

  • Preparing for homeownership
  • Meeting HOEPA or high-cost loan counseling requirements
  • Understanding reverse mortgages
  • Exploring options if you're worried about falling behind

To speak with a housing counselor, call (855) 685-7838. Sessions are private, personalized, and focused on helping you move forward with clarity.

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