Debt Relief For Illinois Residents

For more than two decades, Illinois residents have trusted Money Fit for quality service and assistance in navigating their debt relief needs. When Illinois residents look for help with credit card debt, student loans, collections, or other types of unsecured debt like payday loans and medical bills, Money Fit will always be ready to help our neighbors in the Prairie State!

Illinois Debt Relief
Home Page - Quote
Privacy Checkbox

When looking for a third-party to help you pay off your debt, keep in mind the exceptional benefits of working with a nonprofit debt relief service like Money Fit.

Money Fit exists for the sole purpose of helping our clients develop the positive and healthy behaviors, skills, and habits required for repaying their debt and living debt-free going forward. For the do-it-yourselfers who do not become our clients, we also have a number of great free financial education programs.

Additionally, you can be confident that we will treat you with the respect you deserve. We admire our clients who have made the decision to take charge of their debts, regardless of how they came into being. Rest assured, our counselors never make you feel bad about your debts. Our focus is on the positive steps involved in becoming debt-free.

Credit Card Debt Consolidation is a Pressing Need for Illinois Residents in 2022

In Illinois, the average cardholder’s credit card debt as of 2022 was $6,228. That number looks to rise in a post-pandemic world, as consumer spending begins to roar back. The key concern is the reliance on credit cards is increasing while inflation and other economic crisis such as high-energy costs and global instability appear to be cemented in for 2022 due in large part to the Russian invasion of Ukraine.

Consumers that can manage their debt by slowing or stopping their credit card use, and focusing on paying it off, could find themselves in a considerably better financial picture than those who don’t. Especially if any other market disturbances arise. A credit card debt consolidation program, such as the program offered by Money Fit, can help speed up the repayment process.

Payday Loan Consolidation Gives Illinois Residents a Fresh-Start

Payday loans & other short-term loans can help get consumers out of an immediate bind. However, recent trends show that many consumers find themselves relying on taking out one loan, to pay another loan, and continuing this expensive cycle until they either exhaust their budget or are forced into finding alternate means of resolving their loans.

Thankfully, Money Fit specializes in payday loan consolidation and helping Illinois residents escape the vicious borrowing cycle that occurs when trapped in payday loans or other unsecured installment loans.

Getting Help With Debt In Illinois

Money Fit suggests Illinoisans take care to differentiate between debt settlement companies and nonprofit credit counseling agencies when looking for help with debt relief. As the Wall Street Journal noted, debt settlement companies often abandon their promises of a debt consolidation loan and push their clients to negotiate their debt, leaving them in greater debt with a worse credit rating than when they started.

Since 1996, we have built the trust of our clients and community members who have used our debt management programs, attended our financial education workshops, or accessed our helpful materials online. Beyond the awards and recognition our company and employees receive, our greatest reward comes from those whom we have helped to become debt-free.

We don’t ask to be the first company you contact for help with your debt and credit building needs. Just make us your next contact.

A Pandemic That Posed Many Unique Financial Challenges for Illinois Residents

The pandemic caused by COVID-19 had drastic financial implications for the state of Illinois, beginning in 2020.

Early in 2020, when COVID-19 lockdowns went into effect, Illinois saw a large spike in unemployment insurance claims, and while the long-term economic impact isn’t fully known, it will certainly have a lasting impact.

While the pandemic isn’t over, jobs and employment have made a drastic comeback as the US and world move towards the endemic stages of dealing with the virus.

Money Fit has compiled resources for individuals that have been negatively impacted financially by COVID-19:


Additional Links and Resources:

More Information:

We provide debt relief to all Illinois residents. If you’re from one of the cities listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Just remember, you are not alone in your goal to live debt-free!

Additional Resources

Illinois Debt Relief


Consolidate your debt into a more affordable monthly payment.

Illinois Debt Relief

Credit Report

Receive free, unbiased, factual advice from an award-winning non-profit organization!

Illinois Debt Relief


We work with your creditors to reduce payments and fees.

Illinois Debt Relief


Get help with your payday loans and break the borrowing cycle!

Illinois Debt Relief


Our free budget calculators will help you track where your money is going and get you ahead with your finances.

Illinois Debt Relief

Money Fit

Courses and other resources to provide you with a financial toolbox.

Scroll to Top