Arkansas financial assistance directory

Low-Income Help and Resources in Arkansas

If household costs are hard to manage, Arkansas has programs that may help with food, housing, utilities, healthcare, child care, and other basic needs. Start with the statewide options below, then follow the local application route when a program is handled by a county, community action agency, housing authority, or other regional provider.

Money Fit serves Arkansas residents statewide. If debt or monthly payments are also part of the problem, call 800-432-0310 or start a confidential debt review.

Scenic Arkansas landscape

Where to start

The best starting point depends on whether the need involves a state benefit, a local service, or housing and utility assistance. Eligibility, funding, waiting lists, and application methods vary by program.

Find local help statewide

Arkansas Community Action Agencies serve all 75 counties and can connect households with local energy, housing, food, employment, emergency, and family-support programs.

Arkansas 211 changed operations in 2026. Its current service area is limited to Benton, Madison, and Washington counties. Residents elsewhere should use Access Arkansas, a DHS county office, a Community Action Agency, or the program-specific resources below. Arkansas 211 can still mobilize statewide during disasters.

Food assistance

For ongoing grocery help, start with Arkansas SNAP or WIC when it fits the household. For food needed sooner, use the Arkansas Hunger Relief Alliance and regional food-bank network.

Nutrition support

Arkansas WIC

WIC provides healthy foods, nutrition education, breastfeeding support, and referrals for eligible pregnant, breastfeeding, and postpartum participants, infants, and children under age five. WIC services are available through Local Health Units and other approved clinics.

Arkansas WIC: 501-661-2508

Food needed sooner

Arkansas Hunger Relief Alliance

The Arkansas Hunger Relief Alliance works with regional food banks and local pantries across all 75 counties. Its emergency-resources directory helps residents identify the food bank or pantry network serving their area.

Housing, rent, and utility help

Arkansas energy assistance, weatherization, affordable housing, rental assistance, and emergency shelter are handled through different local organizations. Funding and waiting lists can change quickly.

Utility bill assistance

Arkansas LIHEAP

LIHEAP may help eligible households with winter heating or summer cooling costs. The program is currently open, and applications must be made through the community-based organization serving the applicant's county.

Home energy improvements

Arkansas Weatherization Assistance Program

Weatherization may help qualifying households reduce energy use and address certain health and safety concerns through approved home improvements. Five regional providers serve all 75 Arkansas counties.

Affordable apartment search

Arkansas Development Finance Authority Apartment Finder

Use ADFA's county-based apartment listings to locate affordable rental properties financed through state housing programs. Contact the property directly to confirm availability, rent, accessibility, and eligibility.

Public housing and vouchers

Local public housing authorities

Public housing and Housing Choice Voucher programs are managed by local housing authorities. Waiting-list status differs by jurisdiction, so residents should contact the agency serving their community directly.

HUD public housing help: 800-955-2232

Emergency housing

Shelter and homelessness help

HUD's Find Shelter tool can locate nearby shelters, food pantries, health clinics, and clothing resources. Community Action Agencies may also know about local rent, utility, homelessness-prevention, and emergency programs.

Eviction and tenant legal help

Legal Aid of Arkansas

Legal Aid of Arkansas now serves all 75 counties and may help eligible low-income residents with eviction, landlord-tenant issues, public benefits, consumer matters, and other civil legal problems. Advice or representation is not guaranteed.

Statewide helpline: 800-952-9243

Healthcare coverage and clinics

Arkansas Medicaid and ARKids First cover different eligibility groups. Access Arkansas is the main state application portal, while community health centers and Medicaid transportation may help residents reach care.

State health coverage

Arkansas Medicaid

Arkansas Medicaid provides health coverage through several programs for eligible children, adults, pregnant people, older adults, people with disabilities, and residents who need long-term services. Access Arkansas can be used to apply and manage a case.

DHS assistance: 855-372-1084

Children and teens

ARKids First

ARKids First provides health coverage for eligible Arkansas children under age 19 through Medicaid and CHIP pathways. Access Arkansas can be used to apply and determine which coverage may fit.

ARKids First Helpline: 888-474-8275

Travel to covered care

Medicaid non-emergency transportation

Eligible Medicaid members may be able to receive transportation to covered medical appointments when they do not have another way to get there. Scheduling and authorization rules depend on the trip and member's coverage.

Transportation helpline: 888-987-1200

Local healthcare

Community health centers

Federally supported health centers provide primary care and may offer dental, pharmacy, behavioral health, and other services. Health centers serve insured and uninsured patients and use sliding-fee programs based on income and family size.

Child care, family, and cash assistance

Arkansas uses separate programs for child care assistance, temporary family cash support, regulated child care searches, and early childhood services.

Child care assistance

School Readiness Assistance Program

School Readiness Assistance may help eligible families pay for child care. Funding is limited, and families may be placed on a county waiting list when funds are not available. Certain priority groups may receive different treatment under current program rules.

Program help: 800-322-8176

Child care search

Arkansas child care search

Families can search regulated child care providers through the Arkansas Office of Early Childhood portal. Provider details, availability, and participation in assistance programs should be confirmed directly with the provider.

Temporary cash and work support

Transitional Employment Assistance

TEA provides short-term financial help and employment-related support to eligible families with children. Benefits may include cash assistance, job training, child care, and transportation support under program rules.

Early childhood services

Head Start and Early Head Start

Head Start programs provide early learning, health, nutrition, and family support for eligible young children and families. Local programs handle eligibility, applications, openings, and waiting lists.

Locator help: 866-763-6481

Work, legal help, and essential services

Job loss, a legal problem, or loss of affordable phone or internet service can quickly affect housing, healthcare, and the ability to apply for other assistance.

Unemployment benefits

Arkansas unemployment insurance

Eligible workers who lose work through no fault of their own may be able to receive temporary unemployment benefits. Claims are filed through the Arkansas Division of Workforce Services.

Unemployment assistance: 844-908-2178

Employment and training

Arkansas Workforce Centers

Arkansas Workforce Centers provide no-cost job-search help, career guidance, training referrals, veteran services, employer connections, and other workforce services. Arkansas JobLink provides statewide online job-search tools.

Civil legal help

Legal Aid of Arkansas

Legal Aid of Arkansas provides free civil legal services to eligible low-income residents and now serves all 75 counties. Its priority areas include housing, public benefits, consumer matters, family law, bankruptcy, and other civil issues.

Statewide helpline: 800-952-9243

Phone and internet

Federal Lifeline benefit

Lifeline may reduce the monthly cost of qualifying phone or broadband service. Eligibility can be based on income or participation in programs such as SNAP, Medicaid, SSI, or Federal Public Housing Assistance. Enhanced support may be available on qualifying Tribal lands.

Lifeline Support Center: 800-234-9473

Older adults, people with disabilities, and caregivers

Arkansas aging and disability programs can help residents locate meals, transportation, caregiver support, in-home services, long-term-care information, benefits counseling, and safety protections.

Long-term support navigation

Choices in Living Resource Center

The Choices in Living Resource Center helps older adults, people with disabilities, caregivers, and families understand long-term services and supports, Medicaid options, home and community services, and local resources.

Resource Center: 866-801-3435

Local aging services

Area Agencies on Aging

Area Agencies on Aging coordinate local programs such as meals, transportation, caregiver support, senior centers, benefits counseling, and other services for older adults and families.

Adult safety

Arkansas Adult Protective Services

Adult Protective Services receives and investigates reports involving suspected maltreatment, neglect, self-neglect, or exploitation of endangered or impaired adults. Call 911 first when someone faces immediate danger.

Adult Maltreatment Hotline: 800-482-8049

Crisis, safety, and disaster resources

If someone is in immediate danger, has a life-threatening medical emergency, or cannot stay safe, call 911.

Mental health and substance use crisis

988 Suicide and Crisis Lifeline

Call or text 988 for free, confidential, 24-hour support involving mental health, suicide, substance use, or emotional distress. Arkansas DHS also maintains a weekday support line for help locating treatment and recovery services.

Call or text: 988
Mental Health & Addiction Support: 844-763-0198

Northwest Arkansas referrals

Arkansas 211

Arkansas 211 is operated by Hark at Excellerate Foundation and currently serves Benton, Madison, and Washington counties. It can also mobilize statewide during disasters.

Call: 211 or 866-489-6983
Text: ZIP code to 898211

If debt is also part of the problem

Review the household budget and unsecured debt together

Public assistance may help with food, housing, healthcare, child care, or utilities while credit cards, medical bills, collections, personal loans, or payday loans continue taking money from the rest of the budget. Money Fit nonprofit credit counseling can help Arkansas residents review income, expenses, debts, and possible next steps.

A debt management plan may help organize eligible unsecured debts into one monthly payment to Money Fit, which then sends payments to participating creditors. It is not a new loan or debt settlement. Creditor participation, concessions, account treatment, fees, and payment changes can vary.

Money Fit does not provide cash assistance, food benefits, rent assistance, utility benefits, government benefits, or emergency grants. The counseling form below is for help reviewing debt and monthly payments.

Open the Money Fit debt review form

Share a few details so Money Fit can respond to your request. Your information stays with Money Fit and is not sent to a marketplace of lenders or debt companies.

These resources can help with debt, housing, financial education, and assistance in other states.

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