Indiana financial assistance directory

Low-Income Help and Resources in Indiana

If household costs are hard to manage, Indiana has programs that may help with food, housing, utilities, healthcare, child care, and other basic needs. Start with the statewide options below, then follow the local application route when a program is handled by a Division of Family Resources office, Local Service Provider, housing authority, or other regional organization.

Money Fit serves Indiana residents statewide. If debt or monthly payments are also part of the problem, call 800-432-0310 or start a confidential debt review.

Scenic view in Indiana

Where to start

The best starting point depends on whether the need involves a state benefit, local housing or energy help, or another community service. Eligibility, funding, waiting lists, and application methods can vary.

Find nearby help statewide

Indiana 211 serves all 92 counties and connects residents with food, housing, utilities, healthcare, transportation, employment, family, aging, disability, and other local resources.

Housing or energy assistance

Indiana EAP, weatherization, rental searches, public housing, and homelessness assistance use different state and local providers. EAP is currently between program seasons and is expected to reopen in fall 2026.

Indiana uses both statewide and local application routes. The FSSA Benefits Portal handles SNAP, TANF, and Medicaid, while child care assistance uses Early Ed Connect and energy, weatherization, housing, and homelessness programs depend on the local provider serving your area. For FSSA benefit eligibility help, call 800-403-0864.

Food assistance

For ongoing grocery help, start with Indiana SNAP or WIC when it fits the household. For food needed sooner, Indiana's statewide Community Compass tool and 211 can help locate pantries, free groceries, meal sites, and other food resources.

State food benefit

Indiana SNAP

SNAP provides monthly grocery benefits to eligible Indiana households through the Hoosier Works EBT card. Applications can be submitted through the FSSA Benefits Portal or a local Division of Family Resources office.

DFR benefits help: 800-403-0864

Nutrition support

Indiana WIC

WIC provides nutritious foods, nutrition education, breastfeeding support, and referrals for eligible pregnant, breastfeeding, and postpartum participants, infants, and children under age five. Local WIC clinics handle enrollment and appointments.

Indiana WIC: 800-522-0874

Indiana SNAP purchasing rules changed January 1, 2026. Under Smart SNAP, benefits can no longer be used to purchase sugary drinks or candy. Use current FSSA guidance when planning SNAP purchases rather than relying on older eligible-item lists.

Housing, rent, and utility help

Indiana energy assistance, weatherization, public housing, rental searches, homelessness services, and tenant legal help are administered through different state and local organizations. Funding and waiting lists can change quickly.

Home energy assistance

Indiana Energy Assistance Program

EAP is Indiana's LIHEAP program and may provide a one-time annual benefit toward heating and electric costs. The 2025-2026 application period is closed, and IHCDA says the program will reopen in fall 2026. Local Service Providers process applications and determine eligibility.

Home energy improvements

Indiana Weatherization Assistance Program

Weatherization helps eligible low-income households reduce utility costs through qualifying energy-efficiency improvements. Local Service Providers determine eligibility and arrange approved work.

Affordable rental search

IndianaHousingNow.org

IndianaHousingNow.org is a free statewide service for affordable, accessible, subsidized, and market-rate rentals. Search by address, city, county, ZIP code, rent, accessibility, and other housing needs.

Housing search assistance: 877-428-8844

Public housing and vouchers

Local public housing authorities

Public housing and Housing Choice Voucher programs are administered by local housing authorities. Waiting-list status differs by agency, and some lists may be closed for long periods.

HUD public housing help: 800-955-2232

Homelessness and shelter

Coordinated entry and Indiana 211

Indiana's homelessness system uses regional coordinated-entry access points to connect people experiencing or at risk of homelessness with shelter, rapid rehousing, permanent supportive housing, and other local services. Indiana 211 can help identify the correct access point.

Eviction and tenant legal help

Indiana Legal Services

Indiana Legal Services provides free civil legal help to eligible low-income residents in all 92 counties. Housing work includes eviction, subsidized housing, unsafe conditions, landlord-tenant disputes, and other housing problems.

Legal help intake: 844-243-8570

Healthcare coverage and clinics

Indiana Medicaid includes several programs for adults, children, pregnant people, older adults, and people with disabilities. The FSSA Benefits Portal is the primary application route.

Children and families

Hoosier Healthwise

Hoosier Healthwise provides Medicaid coverage for eligible children, pregnant people, and some families. Eligibility is determined through the Medicaid application process, and applicants can use the FSSA Benefits Portal.

Local healthcare

Community health centers

Federally supported health centers provide primary care and may offer dental, pharmacy, behavioral health, substance-use, and other services. Health centers serve insured and uninsured patients and use sliding-fee programs based on income and family size.

Healthy Indiana Plan work requirements begin January 1, 2027. Certain HIP members and applicants ages 19 through 64 will have new work or community-engagement requirements unless an exemption applies. Current 2026 members should keep their Benefits Portal information current and follow FSSA notices rather than relying on older summaries. Review current HIP work-requirement information.

Child care, family, and cash assistance

Indiana uses separate systems for child care vouchers and FSSA cash assistance. The state child care finder can also help families locate licensed providers and compare care options.

Child care assistance

CCDF Child Care Assistance

Indiana's CCDF voucher program helps eligible low-income families pay for child care while parents work, attend school, or participate in approved training. A waitlist is currently in place for new applicants and for new children added to active vouchers, with priority rules for certain families.

Child Care Support Line: 800-299-1627

Child care search

Indiana Child Care Finder

Indiana's Child Care Finder lets families search for providers by location, route, program type, and other criteria. Families should confirm openings, hours, costs, and voucher participation directly with the provider.

Temporary cash assistance

Temporary Assistance for Needy Families

TANF provides temporary cash assistance and supportive services to eligible families with children under age 18. Applications can be submitted through the FSSA Benefits Portal or a local DFR office.

Early childhood services

Head Start and Early Head Start

Head Start programs provide early learning, health, nutrition, and family support for eligible young children and families. Local programs handle eligibility, applications, openings, and waiting lists.

Locator help: 866-763-6481

Work, legal help, and essential services

Job loss, a legal problem, or loss of affordable phone or internet service can quickly affect housing, healthcare, and the ability to apply for other assistance.

Unemployment benefits

Indiana unemployment insurance

Eligible workers who lose work through no fault of their own may be able to receive temporary unemployment benefits. Uplink Claimant Self Service is Indiana's online system for new claims, weekly vouchers, payment information, and claim management.

Uplink Customer Service: 800-891-6499

Employment and training

WorkOne

WorkOne centers provide job-search assistance, career guidance, training connections, education resources, veteran services, and other workforce support in person, by appointment, and virtually.

Civil legal help

Indiana Legal Services

Indiana Legal Services provides free civil legal help to eligible low-income residents in every Indiana county. Services include housing, public benefits, consumer law, family safety, healthcare access, and other civil legal matters.

Apply by phone: 844-243-8570

Phone and internet

Federal Lifeline benefit

Lifeline may reduce the monthly cost of qualifying phone or broadband service. Eligibility can be based on income or participation in programs such as SNAP, Medicaid, SSI, or Federal Public Housing Assistance.

Lifeline Support Center: 800-234-9473

Older adults, people with disabilities, and caregivers

Indiana's aging and disability network can help residents locate meals, transportation, caregiver support, in-home services, long-term-care information, benefits counseling, Medicaid support, and adult-safety resources.

Aging and disability navigation

INconnect Alliance and Area Agencies on Aging

Indiana's Aging and Disability Resource Centers and Area Agencies on Aging provide information, referrals, and case-management connections for older adults, people with disabilities, and caregivers throughout the state.

INconnect Alliance: 800-713-9023

Medicaid for older adults

Indiana PathWays for Aging

PathWays is a managed-care program for many Indiana Medicaid members age 60 or older who qualify through an aged, blind, or disabled category. Depending on eligibility, members may receive medical care, care coordination, nursing-facility services, or home and community-based supports.

Adult safety

Indiana Adult Protective Services

Adult Protective Services receives reports involving suspected battery, neglect, or exploitation of endangered adults. Indiana reorganized APS in 2025, and the current statewide hotline and online reporting system are now administered through the updated statewide structure.

Adult Protective Services Hotline: 800-992-6978

Crisis, safety, and disaster resources

If someone is in immediate danger, has a life-threatening medical emergency, or cannot stay safe, call 911.

Mental health and substance use crisis

988 Indiana

Call or text 988 from anywhere in Indiana for free, confidential, 24-hour support involving emotional distress, mental health, suicide, or substance use concerns. Indiana's crisis system can also connect people with mobile response and local stabilization services when appropriate.

Call or text: 988

Domestic violence

Indiana domestic violence programs

The Indiana Coalition Against Domestic Violence maintains a statewide directory of local domestic violence programs that provide survivor support, shelter, advocacy, and related services. Call 911 for immediate danger.

National Domestic Violence Hotline: 800-799-7233
Text: START to 88788

Community resource navigation

Indiana 211

Indiana 211 serves residents in all 92 counties with confidential referrals for food, housing, utilities, healthcare, transportation, family services, disaster recovery, and other local needs. Online resource search remains available at any time.

Call: 211 or 866-211-9966
Text: ZIP code to 898-211

If debt is also part of the problem

Review the household budget and unsecured debt together

Public assistance may help with food, housing, healthcare, child care, or utilities while credit cards, medical bills, collections, personal loans, or payday loans continue taking money from the rest of the budget. Money Fit nonprofit credit counseling can help Indiana residents review income, expenses, debts, and possible next steps.

A debt management plan may help organize eligible unsecured debts into one monthly payment to Money Fit, which then sends payments to participating creditors. It is not a new loan or debt settlement. Creditor participation, concessions, account treatment, fees, and payment changes can vary.

Money Fit does not provide cash assistance, food benefits, rent assistance, utility benefits, government benefits, or emergency grants. The counseling form below is for help reviewing debt and monthly payments.

Open the Money Fit debt review form

Share a few details so Money Fit can respond to your request. Your information stays with Money Fit and is not sent to a marketplace of lenders or debt companies.

These resources can help with debt, housing, financial education, and assistance in other states.

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