Low-Income Resources in New Jersey
Welcome to Money Fit’s Low-income resource list. There are different options organized into four categories: Food, Housing/Utilities, Child/Family Care, and Healthcare. Each resource has a brief description as well as contact information like a phone number and website URL.
We also provided an application for our Debt Management Program. If you’re struggling with debt, our nonprofit organization can provide the help you need to overcome financial burdens.
Use the following resources to determine if you qualify to receive financial assistance from a variety of programs.
How You Can Benefit From a Debt Management Program
While many consumers define debt management differently, we can all agree that getting out of excessive consumer debt leads to greater stability, less stress, and improved chances for long-term financial success.
Debt relief, debt counseling, debt consolidation, debt negotiations, debt elimination, and debt management all seem to mean the same thing: get rid of debt. However, they can vary widely in their meaning and method. Often, unscrupulous online actors identify themselves by one term but lead their unsuspecting clients down a completely different, and often financially disastrous, path.
If you are looking for a program that helps you repay 100% of your debts at more favorable terms, then look no further than Money Fit’s Debt Management Program.
Food Resources
New Jersey Food Stamps
The Food Stamp Program provides food assistance to low-income households. Program eligibility is based upon a household’s income, resources, and expenses for medical, shelter, and dependent care.
Address: 400 Holly Dell Dr. Sewell, NJ 08080
Phone: 1-856-582-9200 | 1-800-687-9512
Website: click here
Crisis Ministry of Princeton and Trenton
The Crisis Ministry is a non-sectarian and non-proselytizing organization with no political mission. We do not discriminate on the basis of gender, sexual identity, age, ethnicity, religious status, or national origin. The Crisis Ministry serves people from every Mercer County municipality. Our accessible sites serve neighbors in need through highly respected programs in Hunger Prevention, Housing Stability, Workforce Development, and, more recently, Driver’s License Restoration.
Address: Trenton- 123 East Hanover Street Trenton, NJ 08608
Phone: 1-609-921-2135 | 1-609-396-9355
Website: click here
Federal Resource – Supplemental Nutrition Assistance Program (SNAP)
SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency.
Housing and Utilities
New Jersey Energy Assistance
The Home Energy Assistance Program helps very low-income residents with their heating and cooling bills and makes provisions for emergency heating system services and emergency fuel assistance within the Home Energy Assistance Program.
Address: Department of Community Affairs PO Box 800 Trenton, NJ 08625-0800
Phone: 1-866-240-1347
Website: click here
New Jersey Telephone Assistance Programs
Telephone assistance is available to you if you are a qualified residential telephone customer. When you are seeking telephone assistance, please keep in mind that each telephone company and/or each program has different eligibility requirements, different benefits available, and different restrictions.
Address: 44 S. Clinton Avenue Trenton, NJ 08625
Phone: 1-800-624-0241
Website: click here
federal resource – Low-Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.
Child and Family Care
CHILD CARE IN NEW JERSEY
Low- and moderate-income working parents can receive state subsidies for child care, including preschool instruction, after-school programs for children up to age 13, and care for children and teens with special needs.
Address: P.O. Box 729 Trenton, NJ 08625-0729
Phone: 1-800-332-9227
Website: click here
NJ Family Care
NJ FamilyCare is a federal and state-funded health insurance program created to help New Jersey’s uninsured children and certain low-income parents and guardians to have affordable health coverage.
Address: PO Box 8367, Trenton, NJ 08650
Phone: 1-800-701-0710
Website: click here
Federal Resource – Women, Infants, and Children (WIC)
WIC is a federally funded nutrition program for Women, Infants, and Children that helps families by providing financial assistance to purchase healthy supplemental foods from WIC-authorized vendors.
WIC also provides nutrition education, breastfeeding information, and support as well as assists in finding healthcare and other community services.
Federal Resource – The Head Start Program
Head Start programs support children’s growth and development in a positive learning environment through a variety of services, which include
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Early learning: Children’s readiness for school and beyond is fostered through individualized learning experiences. Through relationships with adults, play, and planned and spontaneous instruction, children grow in many aspects of development. Children progress in social skills and emotional well-being, along with language and literacy learning, and concept development
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Health: Each child’s perceptual, motor, and physical development is supported to permit them to fully explore and function in their environment. All children receive health and development screenings, nutritious meals, oral health and mental health support. Programs connect families with medical, dental, and mental health services to ensure that children are receiving the services they need.
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Family well-being: Parents and families are supported in achieving their own goals, such as housing stability, continued education, and financial security. Programs support and strengthen parent-child relationships and engage families around children’s learning and development.
Federal Resource – Temporary Assistance for Needy Families
The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.
Healthcare Resources
Job Services
With one search, this new tool accesses job opportunities in N.J. and within 50 miles of state borders from thousands of sources.
Address: 26 Yard Ave Trenton, NJ 08609
Phone: 1-609-292-0620
Website: click here
Federal Resource – Medicaid
Authorized by Title XIX of the Social Security Act, Medicaid was signed into law in 1965 alongside Medicare. All states, the District of Columbia, and the U.S. territories have Medicaid programs designed to provide health coverage for low-income people. Although the Federal government establishes certain parameters for all states to follow, each state administers its Medicaid program differently, resulting in variations in Medicaid coverage across the country.