Low-Income Resources in New York
Welcome to Money Fit’s Low-income resource list. There are different options organized into four categories: Food, Housing/Utilities, Child/Family Care, and Healthcare. Each resource has a brief description as well as contact information like a phone number and website URL.
We also provided an application for our Debt Management Program. If you’re struggling with debt, our nonprofit organization can provide the help you need to overcome financial burdens.
Use the following resources to determine if you qualify to receive financial assistance from a variety of programs.
How You Can Benefit From a Debt Management Program
While many consumers define debt management differently, we can all agree that getting out of excessive consumer debt leads to greater stability, less stress, and improved chances for long-term financial success.
Debt relief, debt counseling, debt consolidation, debt negotiations, debt elimination, and debt management all seem to mean the same thing: get rid of debt. However, they can vary widely in their meaning and method. Often, unscrupulous online actors identify themselves by one term but lead their unsuspecting clients down a completely different, and often financially disastrous, path.
If you are looking for a program that helps you repay 100% of your debts at more favorable terms, then look no further than Money Fit’s Debt Management Program.
Food Resources
Food Bank for New York City
The Food Bank serves over 1,200 nonprofit community food programs throughout the five boroughs of New York City.
Address: Food Bank for New York City 39 Broadway New York, NY 10006
Phone: 866.NYC.FOOD
Website: foodbanknyc.org
Food Bank of Central New York Food Stamp Outreach Project
Food Bank of Central New York is a not-for-profit organization working to eliminate hunger through nutritious food distribution, education and advocacy in cooperation with the community.
Address: 7066 Interstate Island Road Syracuse, New York 13209
Phone: 1-800-444-1562 | 1-315-437-1899
Website: click here
Federal Resource – Supplemental Nutrition Assistance Program (SNAP)
SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency.
Housing and Utilities
NYC Department of Homeless Services
We will advocate on behalf of clients at the risk of becoming homeless and assist clients to overcome the barriers to obtaining permanent housing.
Address: NYC Dept. of Homeless Services Office of the Commissioner 33 Beaver Street, 17th Floor New York, NY 10004
Phone: 800.994.6494
Website: www1.nyc.gov/site/dhs
Home Energy Assistance Program (HEAP)
The Home Energy Assistance Program (HEAP) is a federally funded program that assists eligible households in meeting their home energy needs.
Address: P.O. Box 1401 Church Street Station New York, NY 10008
Phone: 1-800-342-3009 | 1-845-452-2700
Website: click here
federal resource – Low-Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.
Child and Family Care
Child Health Plus
New York State has a health insurance plan for kids, called Child Health Plus. Depending on your family’s income, your child may be eligible to join either Child Health Plus A (formerly Children’s Medicaid) or Child Health Plus B. Both Child Health Plus A and B are available through dozens of providers throughout the state. Enrolling in Child Health Plus is easy.
Address: Box 2000 Albany, NY 12220
Phone: 1-800-698-4KIDS 1-866-463-6743
Website: click here
New York State Department of Labor
We help people find jobs as well as provide unemployment insurance benefits when employment is interrupted.
Address: W. Averell Harriman State Office Campus Building 12 Albany, NY 12240
Phone: 1-518-457-9000 | 1-888-469-7365
Website: click here
Federal Resource – Women, Infants, and Children (WIC)
WIC is a federally funded nutrition program for Women, Infants, and Children that helps families by providing financial assistance to purchase healthy supplemental foods from WIC-authorized vendors.
WIC also provides nutrition education, breastfeeding information, and support as well as assists in finding healthcare and other community services.
Federal Resource – The Head Start Program
Head Start programs support children’s growth and development in a positive learning environment through a variety of services, which include
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Early learning: Children’s readiness for school and beyond is fostered through individualized learning experiences. Through relationships with adults, play, and planned and spontaneous instruction, children grow in many aspects of development. Children progress in social skills and emotional well-being, along with language and literacy learning, and concept development
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Health: Each child’s perceptual, motor, and physical development is supported to permit them to fully explore and function in their environment. All children receive health and development screenings, nutritious meals, oral health, and mental health support. Programs connect families with medical, dental, and mental health services to ensure that children are receiving the services they need.
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Family well-being: Parents and families are supported in achieving their own goals, such as housing stability, continued education, and financial security. Programs support and strengthen parent-child relationships and engage families around children’s learning and development.
Federal Resource – Temporary Assistance for Needy Families
The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.
Healthcare Resources
NY State of Health
NY State of Health is an organized marketplace designed to help people shop for and enroll in health insurance coverage. Individuals, families, and small businesses can use The Marketplace to check their eligibility for health care programs like Medicaid and sign up for these programs if they are eligible. The Marketplace also tells what type of financial assistance is available to applicants to help them afford health insurance purchased through the Marketplace.
Address: New York State Department of Health Corning Tower Empire State Plaza, Albany, NY 12237
Phone: 855-355-5777
Website: click here
ACCESS NYC
Free service that identifies and screens for over 20 City, State, and Federal human service benefit programs. You may use this service anonymously or you have the option to create an account.
Website: click here
The Earned Income Tax Credit (EITC)
The Federal, New York State, and New York City Earned Income Tax Credits (EITCs) are refundable tax benefits for working people with low or moderate incomes. They have several important purposes: to reduce the tax burden on these workers, to supplement wages, and to provide a genuine incentive for working.
Address: PO Box 7113 Albany, NY 12224
Phone: 1-518-434-3100
Website: https://otda.ny.gov/programs/tax-credits/
New York State Department of Labor
The New York State Department of Labor supports the economic interests of the people and businesses in New York State. We connect people to jobs, assist the unemployed, develop workplace skills, and protect the public and the workforce.
Address: Building 12 W.A. Harriman Campus Albany, NY 12240
Phone: 1-800-833-3000 | 1-518-457-9000
Website: https://www.labor.state.ny.us/
Federal Resource – Medicaid
Authorized by Title XIX of the Social Security Act, Medicaid was signed into law in 1965 alongside Medicare. All states, the District of Columbia, and the U.S. territories have Medicaid programs designed to provide health coverage for low-income people. Although the Federal government establishes certain parameters for all states to follow, each state administers its Medicaid program differently, resulting in variations in Medicaid coverage across the country.