Debt Relief For Mississippi Residents

Money Fit has helped Mississippi residents find debt relief, especially when it comes to paying off their credit card and other unsecured debt, for over twenty years now. We’re proud to have built such wonderful relationships with individuals and organizations over that period of time.

Mississippi Debt Relief
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There are many great benefits to getting help with debt from a non-profit debt relief service, such as Money Fit.

We’re not a typical debt relief organization, in fact, we’re much more. We spend hundreds of hours every year teaching people of all ages about the perils of being in debt and how they can build a solid financial foundation. We take a proactive approach to finances, however, if there are current financial issues, we’re ready and able to assist.

Our goal is to help prevent financial discourse through education, which to some businesses could seem counter-intuitive, however, it’s our mission that “Everything Revolves Around Education.” Our belief is that the healthier the personal finances are within our community, the better everyone’s quality of life can be.

Money Fit Credit Counselors are highly skilled and trained in personal finance and qualified to help. They’ll treat you with care, compassion, and understanding. You will be treated as an individual. We know that your situation is unique and when you seek debt relief from Money Fit, you’ll receive the best-personalized care.

Credit Card Debt Consolidation is a Pressing Need for Mississippians in 2022

In Mississippi, the average cardholder’s credit card debt as of 2022 was $5,539. That number looks to rise in a post-pandemic world, as consumer spending begins to roar back. The key concern is the reliance on credit cards is increasing while inflation and other economic crisis such as high-energy costs and global instability appear to be cemented in for 2022 due in large part to the Russian invasion of Ukraine.

Consumers that can manage their debt by slowing or stopping their credit card use, and focusing on paying it off, could find themselves in a considerably better financial picture than those who don’t. Especially if any other market disturbances arise. A credit card debt consolidation program, such as the program offered by Money Fit, can help speed up the repayment process.

Payday Loan Consolidation Gives Mississippians a Fresh-Start

Payday loans & other short-term loans can help get consumers out of an immediate bind. However, recent trends show that many consumers find themselves relying on taking out one loan, to pay another loan, and continuing this expensive cycle until they either exhaust their budget or are forced into finding alternate means of resolving their loans.

Thankfully, Money Fit specializes in payday loan consolidation and helping Mississippi residents escape the vicious borrowing cycle that occurs when trapped in payday loans or other unsecured installment loans.

Getting Help With Debt in Mississippi

Money Fit recommends that residents take a cautious approach when seeking debt relief services. Unfortunately, there are several for-profit businesses that have poor track records. If you find a deal that appears too good to be true, it’s likely that it is.

We know that dealing with debt can be tiring and frustrating. We’ve heard from several individuals that they wish they’d first researched a business that they signed up with, however, they were quick to shed the burden of debt and in some cases, their situation ended up worse.

We recommend that you take time with your research and reflect on the short-term and long-term implications such as the total costs to you as well as what, if any, damages may be made to important items such as your personal credit history and score. There is much is on the line, being up-front and asking questions, and doing research will greatly improve the chances that you’ll find a resolution to your debt that satisfies your needs.

A Pandemic That Posed Many Unique Financial Challenges for Mississippians

The pandemic caused by COVID-19 had drastic financial implications for the state of Mississippi, beginning in 2020.

Early in 2020, when COVID-19 lockdowns went into effect, Mississippi saw a large spike in unemployment insurance claims, and while the long-term economic impact isn’t fully known, it will certainly have a lasting impact.

While the pandemic isn’t over, jobs and employment have made a drastic comeback as the US and world move towards the endemic stages of dealing with the virus.

Money Fit has compiled resources for individuals that have been negatively impacted financially by COVID-19:

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Additional Links and Resources:

More Information:

We provide debt relief to all Mississippi residents. If you’re from one of the cities listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Just remember, you are not alone in your goal to live debt-free!

Additional Resources

Mississippi Debt Relief

Debt
Consolidation

Consolidate your debt into a more affordable monthly payment.

Mississippi Debt Relief

Credit Report
Review

Receive free, unbiased, factual advice from an award-winning non-profit organization!

Mississippi Debt Relief

Debt
Management

We work with your creditors to reduce payments and fees.

Mississippi Debt Relief

Payday
Loan

Get help with your payday loans and break the borrowing cycle!

Mississippi Debt Relief

Budget
Calculators

Our free budget calculators will help you track where your money is going and get you ahead with your finances.

Mississippi Debt Relief

Money Fit
Academy

Courses and other resources to provide you with a financial toolbox.

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