hand waving out window on a road trip

National Road Trip Day: Frugal Fun on the Open Road

Savvy Road Tripping: How to Enjoy National Road Trip Day on a Budget

As summer approaches and the open road beckons, there’s a special day on the horizon designed for all who yearn for adventure and exploration: National Road Trip Day. Celebrated on the last Friday before Memorial Day weekend, this day marks the unofficial kickoff of the summer travel season. It’s a day dedicated to the joy of discovery, the freedom of the highway, and the unique stories that unfold with every mile.

Yet, as with any journey, a successful road trip requires careful planning and a degree of financial prudence. While it’s easy to get carried away by the excitement of hitting the road, it’s crucial to keep an eye on the budget to avoid unnecessary stress later on. Fortunately, there are plenty of ways to enjoy an amazing road trip without breaking the bank.

At Money Fit, we’re all about helping you make the most of your money, and that includes planning for your travels. That’s why we offer a practical tool – the vacation budget calculator – that can be your roadmap to a frugal and fun-filled road trip. This handy tool can help you estimate your travel expenses and ensure that your adventure remains affordable. Stay with us as we delve into the history of National Road Trip Day, share tips for planning a cost-effective trip, and show you how to use our vacation budget calculator to your advantage.

Prepare to start your engines, tighten your budget, and hit the road. Adventure awaits, and with careful planning, it’s closer and more affordable than you might think!

national road trip day

History of National Road Trip Day

In the spirit of adventure and exploration that defines a road trip, it’s worth taking a detour into the history of National Road Trip Day itself. This celebration of wanderlust and highway freedom officially hit the calendar in 2019, thanks to Pilot Flying J, the largest travel center operator in North America. The chosen date was no accident, falling on the Friday before Memorial Day – the threshold of a long weekend that heralds the start of summer and the travel season​1.

This day is an invitation to embrace the joy of the journey, the thrill of new experiences, and the shared camaraderie of travel companions. It’s a day to pack your bags, set your GPS, and head off toward the horizon, all while appreciating the open road’s potential for memorable adventures.

Recognizing National Road Trip Day not only celebrates the traditional American love for travel but also emphasizes the importance of breaking free from routine, exploring new places, and making memories. Whether you prefer scenic backroads or fast-paced highways, this day is about enjoying the journey as much as the destination.

In the next section, we’ll review how you can celebrate National Road Trip Day, not just in spirit, but also in a practical and budget-friendly way. Remember, an unforgettable road trip doesn’t have to be expensive, and we’ll show you how.

The Joy of Road Trips

There’s something inherently exciting about a road trip. It’s more than just a means to get from point A to point B – it’s an adventure, a chance to explore the unknown, see new sights, and create lasting memories. On a road trip, the journey truly is the destination.

Part of the allure of road trips is the freedom they offer. You’re not bound by train schedules or flight times; you can set your own pace and change your plans on a whim. Want to stop at that quirky roadside attraction or spend an extra day in a town you’ve fallen in love with? Go ahead – it’s your journey.

Road trips also offer the chance to experience the diversity of the landscape in a way that flying or fast trains can’t match. From the rugged mountains to the sweeping plains, from bustling cities to quaint small towns, a road trip takes you through the heart of the country, offering a front-row seat to its natural beauty and cultural richness.

Moreover, road trips are a great way to bond with travel companions, whether they’re family, friends, or pets. The shared experiences, the sing-alongs, the joint problem-solving when you take a wrong turn – these moments build camaraderie and create memories that last a lifetime.

But as wonderful as road trips are, they can also be a financial challenge if not planned properly. In the next section, we’ll explore some basic tips for planning a frugal road trip, and introduce you to a tool that can make budgeting your adventure a breeze – the Money Fit vacation budget calculator.

Planning a Frugal Road Trip: Basic Tips

Embracing the spirit of a road trip doesn’t mean you need to throw caution – or your wallet – to the wind. With some careful planning and a few smart strategies, you can embark on a memorable adventure without straining your budget. Here are some basic tips to get you started:

  1. Plan Your Route in Advance: Knowing where you’re going and the route you’ll take can help you estimate fuel costs, identify affordable lodging options, and discover free or low-cost attractions along the way.
  2. Travel Off-Peak: If your schedule is flexible, consider traveling during off-peak times. Roads are less crowded, accommodations can be cheaper, and some attractions offer discounted admission.
  3. Pack Smart: Bring along snacks, drinks, and even some meal ingredients to save on food costs. Don’t forget essentials like a first aid kit, spare tire, and tools for minor car repairs to avoid costly roadside assistance.
  4. Use Technology to Your Advantage: There are countless apps and websites that can help you find the cheapest gas stations, most affordable lodging, and best deals on attractions.

While these tips provide a good starting point, the key to a truly frugal road trip lies in budgeting. And that’s where Money Fit’s vacation budget calculator comes in.

Our vacation budget calculator is a practical tool designed to help you anticipate and plan for your road trip expenses. With categories for everything from fuel to food to fun, it allows you to see where your money is going and make adjustments as needed.

Here’s how to use it:

  1. Input Your Estimated Costs: Begin by estimating your costs in each category. Don’t worry if you’re not sure – it’s better to overestimate than underestimate.
  2. Adjust Based on Your Total Budget: If your estimated costs exceed your total budget, you can adjust each category until you’re within your budget. This might mean choosing more affordable lodging, packing more meals, or finding cheaper or free activities.
  3. Update As You Plan: As you get more information – for instance, actual lodging costs or fuel prices – update the calculator. This helps you keep track of your budget and make necessary adjustments.

In the next section, we’ll dive deeper into specific money-saving strategies for each category. You’ll see how smart choices can make a big difference in your road trip budget.

Money-Saving Strategies for Road Trips

With the basic tips under your belt and the vacation budget calculator at your disposal, it’s time to look into the nitty-gritty of saving money on a road trip. Let’s explore some detailed strategies for each category of your budget:

  1. Fuel: Fuel is one of the biggest expenses on a road trip. To save money, consider these tips:
    • Use a Fuel Efficiency App: Apps like GasBuddy can help you find the cheapest gas along your route.
    • Drive Smoothly: Aggressive driving burns more fuel. Drive smoothly to increase your car’s fuel efficiency.
    • Lighten Your Load: The heavier your car, the more fuel it uses. Only pack what you need.
  2. Accommodation: There are plenty of affordable alternatives to expensive hotels:
    • Consider Camping: Many national and state parks offer inexpensive camping options.
    • Look for Budget Hotels or Motels: These often offer basic amenities at a fraction of the cost of luxury hotels.
    • Try Vacation Rentals: Websites like Airbnb offer rentals that can be cheaper than hotels, especially for larger groups.
  3. Food and Drink: Eating out every meal can add up quickly. Save money by:
    • Packing Meals and Snacks: A cooler filled with sandwiches, fruits, and drinks can save you a fortune on road trip meals.
    • Choosing Accommodations with Kitchens: If you’re staying multiple nights, a place with a kitchen allows you to cook meals, saving on dining costs.
  4. Sightseeing and Activities: There are many ways to see the sights without breaking the bank:
    • Visit Free Attractions: Many cities have parks, museums, and landmarks that are free to visit.
    • Take Advantage of City Tourism Cards: These often offer discounted admission to multiple attractions.

Remember, the goal is to enjoy your trip without overspending. So feel free to splurge a little on something special, but balance it with savings in other areas. And always keep your vacation budget calculator updated – it’s an excellent tool for keeping your spending on track!

In the next section, we’ll discuss how to make your road trip not only budget-friendly but also responsible and sustainable.

Responsible and Sustainable Road Tripping

While we’re focused on budgeting and saving money, it’s also important to consider the environmental impact of our road trips and aim to travel responsibly and sustainably. Here are a few tips on how you can make your road trip more eco-friendly:

  1. Minimize Your Waste: Pack reusable items like water bottles, cutlery, and shopping bags to reduce plastic waste. Plan your meals to minimize food waste.
  2. Be Mindful of Nature: Stick to designated trails and campsites to protect natural habitats. Always remember the saying, “Take only pictures, leave only footprints.” and recreate responsibly.
  3. Conserve Resources: Turn off lights and air conditioning in your hotel room when you leave. Use public restrooms or those in your accommodation instead of nature’s restroom.
  4. Support Local Communities: Shop at local farmers’ markets or small businesses for your meals and souvenirs. This not only supports local economies but often results in more unique and meaningful mementos.
  5. Offset Your Carbon Footprint: Consider buying carbon offsets for the emissions generated by your trip. Many organizations offer this service, making it easy to give back.

Budgeting isn’t just about saving money—it’s also about using resources wisely. By integrating these sustainable practices into your road trip, you can help preserve the beautiful landscapes and vibrant communities you encounter for future travelers.

In the next section, we’ll wrap up our guide to frugal and responsible road-tripping and get you ready to hit the road.

Ready, Set, Road Trip: Concluding Thoughts on Affordable and Eco-Friendly Travel

As we approach National Road Trip Day, we hope this guide has given you the tools and inspiration to plan an unforgettable, budget-friendly, and responsible road trip. Remember, the journey is as important as the destination, and with careful planning and smart decisions, you can create amazing memories without straining your budget.

From choosing your route to packing your meals, from finding the best gas prices to selecting affordable accommodations, every choice you make can impact the cost of your trip. But with our vacation budget calculator, you have a powerful tool to manage these expenses and ensure your road trip is as affordable as it is exciting.

And don’t forget about the environmental impact of your trip. By making sustainable choices, you can help preserve the beautiful landscapes and vibrant communities that make road trips so rewarding.

So as you gear up for National Road Trip Day, remember: the open road is a path to adventure. Embrace the spirit of exploration, savor the freedom of the highway, and embark on a journey that’s as budget-friendly as it is unforgettable.

Safe travels, and have a happy road trip!

About the Author

This Website Is Using Cookies. We use cookies to improve your experience. By continuing, you agree to our cookie use.

Client Credit Report Authorization

You hereby authorize and instruct Debt Reduction Services, Inc. (DRS, dba Money Fit by DRS) and/or its assigned agents to:
  • Obtain and review your credit report, and
  • Request verifications of your income and rental history, and any other information deemed necessary for improving your housing situation (for example, verifying your annual property tax obligations and homeowner’s insurance fees)
Your credit report will be obtained from a credit reporting agency chosen by DRS. You understand and agree that DRS intends to use the credit report evaluate your financial readiness to purchase or rent a home and/or to engage in post-purchase counseling activities and not to grant credit. You understand you may ask any questions pertaining to your credit report. However, while DRS will review the information with you, the company is not able to furnish you with a copy of your credit profile. You hereby authorize DRS to share your information from your credit report and any information that you provided (including any computations and assessments produced) with the entities listed below to help DRS determine your viable financial options.
  • Banks
  • Counseling Agencies
  • Debt Collectors
  • Landlords
  • Lenders
  • Mortgage Servicers
  • Property Management Companies
  • Public Housing Authorities
  • Social Service Agencies
Entities such as mortgage lenders and/or counseling agencies may contact your DRS counselor to evaluate the options for which you may be eligible. In connection with such evaluation, you authorize the credit reporting and/or financial agencies to release information and cooperate with your DRS counselor. No information will be discussed about you with entities not directly involved in your efforts to improve your housing situation. You hereby authorize the release of your information to program monitoring organizations of DRS, including but not limited to, Federal, State, and nonprofit partners for program review, monitoring, auditing, research, and/or oversight purposes. In addition, you authorize DRS to have your credit report pulled two additional times to conduct program evaluations. You also agree to keep DRS informed of any changes in address, telephone number, job status, marital status, or other conditions which may affect your eligibility for a program you have applied for or a counseling service that you are seeking. Finally, you understand that you may revoke consent to these disclosures by notifying DRS in writing.

Client Privacy, Data Security, and Client Rights Policy

NOTE: This sheet is to inform new or returning clients about our services, records, fees, and limitations that may affect you as a consumer of our services. This form also discloses how we might release your information to other agencies and/or regulators. If you do not understand a statement, please ask a Debt Reduction Services (DRS) counselor for assistance.

Debt Reduction Services, Inc. (DRS) has put into place policies and procedures to protect the security and confidentiality of your nonpublic personal information. This notice explains our online information practices and how we use and maintain your information to conduct our financial education and credit counseling sessions and to fulfill information and question requests. This privacy policy complies with federal laws and regulations.

To provide our financial education and credit counseling services, we collect nonpublic personal information about you as follows: 1) Information we receive from you, 2) Information about your transactions with us or others, and 3) Information we receive from your creditors or a consumer reporting agency. We do not share this information with outside parties.

We use non-identifying and aggregate information to better design our website and services, but we do not disclose anything that could be used to identify you as an individual.

You hereby authorize DRS, when necessary, to share your nonpublic personal, financial, credit, and any information that you provided (including any computations and assessments produced) with the following entities in order to help DRS provide you with appropriate counseling or guide you to appropriate services: third parties such as government agencies, your lender(s), your creditor(s), and nonprofit housing-related and other financial agencies as permitted by law, including the U.S. Department of Housing and Urban Development.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We limit access to your nonpublic personal information to our employees, contractors and agents who need such access to provide products or services to you or for other legitimate business purposes.

Debt Reduction Services, Inc. complies with the privacy requirements set forth in the HUD housing counseling agency handbook 7610.1 (05/2010), including the sections 2-2 Mc, 3-1 H(2), 3-3, 5-3 F, and Attachment A.5. At all times, we will comply with all additional laws and regulations to which we are subject regarding the collection, use, and disclosure of individually identifiable information.

  1. Services: DRS provides the following housing-related services: counseling that includes Homeless Assistance, Rental Topics, Pre-purchase/Homebuying, and Home Maintenance and Financial Management for Homeowners (Non-Delinquency Post-Purchase); Education courses that include Financial literacy (including home affordability, budgeting, and understanding use of credit), Predatory lending, loan scam or other fraud prevention, Fair housing, Rental topics, Pre-purchase homebuyer education, Non-delinquency post-purchase workshop (including home maintenance and/or financial management for homeowners), and other workshops not listed above.

Please refer to DebtReductionServices.org for details of our services.

  1. Limits: Our services are limited to our normal weekday business hours. We do not provide individual counseling or education services after hours or on weekends, although our education courses are available 24/7.
  2. Fees: We do not charge fees for our financial management counseling and education. However, if you use them, you may have to pay for our Debt Management Program, Student Loan Counseling, Bankruptcy Certificate Services or certain financial education courses (homebuyer education, rental topics, fair housing, predatory lending, and post-purchase-non-delinquency including home maintenance and/or financial management for homeowners).
  3. Records: We maintain records of the services you receive, including notes about your progress or other relevant information to your work with us. You have the right to access and view your records by making a request to your counselor.
  4. Confidentiality: We respect your privacy and offer our services in confidence with the understanding that we may share such information with auditors and government regulators. Certain laws or situations may also lead to disclosing confidential issues, such as those involving potential child abuse or neglect, threats to harm self or others, or court subpoenas.
  5. Refusal of Services: You have the right to refuse services without any penalty or loss.
  6. Disclosure of Policies and Practices: You will be provided our agency disclosure statement.
  7. Sharing of Information: Sometimes we will need to contact other agencies or we may need to share your information, including your records, with other agencies or with regulators. We will do this only if you sign this form that gives us permission except for limited reasons; please see # 5 above for examples of such situations.
  8. Other: You have the right to be treated with respect by our staff, and we expect the same from you in return. We encourage you to always ask questions if something is not clear. We also encouraged you to express your thoughts and advocate throughout our services.

You acknowledge that this authorization will remain in effect for the duration of time that DRS serves as your housing counselor or financial education provider. You also acknowledge that should you wish to terminate this authorization, you will notify DRS in writing.

Disclosure  Statement

NOTE: If you have an impairment, disability, language barrier, or otherwise require an alternative means of completing this form or accessing information about our counseling services, please communicate with your DRS representative about arranging alternative accommodations.

Program Disclosure Form

Disclosure to Client for HUD Housing Counseling Services

Debt Reduction Services, Inc. and its financial education arm, Money Fit by DRS, offer the following housing counseling and educational services related to housing, personal finance, and bankruptcy certificates to consumers:
  • Housing Education Courses: DRS offers many online self-guided education programs classified as Financial, Budgeting, and Credit Workshops (FBC), Fair Housing Pre-Purchase Education Workshops (FHW), Homelessness Prevention Workshops (HMW), Non-Delinquency Post Purchase Workshops (NDW), Predatory Lending Education Workshops (PLW), Pre-purchase Homebuyer Education Workshops (PPW), and Rental Housing Workshops (RHW). These courses help participants increase their knowledge of and skills in personal finance, including home affordability, budgeting, and understanding the use of credit, as well as predatory lending, loan scams, and other fraud prevention topics, fair housing, rental topics, pre-purchase homebuyer education, non-delinquency post-purchase topics including home maintenance and/or financial management for homeowners, homeless prevention workshop, and other workshops not listed above relating to personal finance and housing. Course details are found below under “Housing Workshops.”
  • Home Equity Conversation Mortgage (HECM) Counseling (RMC): Via telephone and virtual platforms, we offer the required HECM counseling nationwide in addition to in-person counseling in Boise, Idaho. We also offer in-home counseling options in thirty counties across southern Idaho for an additional fee to cover our travel and additional staff time costs.
  • Home Maintenance and Financial Management for Homeowners (Non-Delinquency Post-Purchase) (FBC): Clients receive counseling and materials on the proper maintenance of their home and mortgage refinancing. Clients can find help and resources by phone, in our Boise office, or virtually on all topics related to stabilizing their long-term homeownership.
  • Services for Homeless Counseling (HMC): Clients receive phone, virtual, or in-person (Boise) counseling to evaluate their current housing needs, identify barriers to and goals for housing stability, establish a path to self-sufficiency, and connect with emergency shelters, income-appropriate housing, and/or other community resources (e.g. mental healthcare, job training, transportation, etc.).
  • Pre-Purchase Counseling (PPC): Clients receive counseling through the entire homebuying process. Assistance may involve creating a sustainable household budget, understanding mortgage options, building their credit rating, and putting together a realistic action plan to set and achieve homeownership goals.  Additionally, clients will receive materials and resources about home inspections and other homeownership topics relevant to successfully maintaining a home.
  • Rental Housing Counseling (RHC): Via phone, in-person appointments (Boise, ID), or virtual platforms, clients receive housing counseling relevant to renting, including rent subsidies from HUD or other government and assistance programs. Topics can also address issues and concerns having to do with fair housing, landlord and tenant laws, lease terms, rent delinquency, household budgeting, and finding alternate housing.
DRS also offers the following services:
  • A Debt Management Program (DMP) for consumers struggling to pay their credit cards, collections, medical debts, personal loans, old utility bills, and past-due cell phone accounts;
  • The Budget Briefing and Debtor Education Certificates that are required during the Bankruptcy filing process;
  • A Student Loan Repayment Plan Counseling and application service.

Relationships with Industry Partners

Through such services, DRS has established financial relationships with hundreds of banks, credit unions, and creditors such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Credit One, Discover, Synchrony, US Bank, USAA, Wells Fargo, and others.

No Client Obligation

The client is not obligated to receive, purchase or utilize any other services offered by DRS or its exclusive partners to receive financial education or housing counseling services. Alternatives: As a condition of our counseling services, in alignment with meeting our client services goals, and in compliance with HUD’s Housing Counseling Program requirements, we may provide information on alternative services, programs, and products available to you, if applicable and known by our staff. Alternative DMP services include negotiating better repayment terms directly with your individual creditors, paying your debts as agreed, or, in extreme cases, filing for personal bankruptcy. Alternative credit and education services can be found through MyMoney.gov or the Jump$tart Clearinghouse of online financial education resources. Housing counseling alternatives can be found through HUD at www.hud.gov/findacounselor.
Finally, you understand that you may revoke consent to these disclosures by notifying DRS in writing.

Housing Counseling and Education Fee Schedule

 

Online Education Program Fees*

Homebuyer Education Course: $59 per participant

  • Self-paced course available here, our online housing counseling and education center. Certificates will be automatically generated upon completion of the course (approximately 6-8 hours)

RentalFair HousingPredatory Lending / HOEPAPost-Purchase (Non-delinquency post-purchase workshop, including home maintenance and/or financial management for homeowners) Online Workshops: $49 per participant

  • Approximately 1 hour each

Other Self-Guided Financial Literacy Webinars (e.g. creditbudgetinghomeless preventiondebt prevention): $0

One-on-one Counseling Fees*

Pre-purchase Homebuying Counseling, Rental Counseling, Post-purchase Ownership Maintenance and Financial Management: $75

  • Session by the hour

Reverse Mortgage/HECM Counseling with Required Certificate:

  • $200†

Credit Report Fee: Paid Directly by Client

*Fees for all but our online education courses and workshops can be paid online by debit card, credit card, or PayPal or in person by cash, check or money order to: “Debt Reduction Services, Inc.” Registration fees are non-refundable 24 hours or less before the start of an in-person course or workshop. Certificates are non-transferable

*Fees may be waived for households with income of 150% or less of that identified on the US Department of Health and Human Services Poverty Guidelines Page

†Home visit counseling is available in 30 southern Idaho counties for potential HECM borrowers at additional costs to cover our travel (IRS reimbursement rates apply) and staff time ($50 per hour or fraction there).

Housing Counseling and Education Fee Schedule

 

Online Education Program Fees*

Homebuyer Education Course: $59 per participant

  • Self-paced course available here, our online housing counseling and education center. Certificates will be automatically generated upon completion of the course (approximately 6-8 hours)

RentalFair HousingPredatory Lending / HOEPAPost-Purchase (Non-delinquency post-purchase workshop, including home maintenance and/or financial management for homeowners) Online Workshops: $49 per participant

  • Approximately 1 hour each

Other Self-Guided Financial Literacy Webinars (e.g. creditbudgetinghomeless preventiondebt prevention): $0

One-on-one Counseling Fees*

Pre-purchase Homebuying Counseling, Rental Counseling, Post-purchase Ownership Maintenance and Financial Management: $75

  • Session by the hour

Reverse Mortgage/HECM Counseling with Required Certificate:

  • $200†

Credit Report Fee: Paid Directly by Client

*Fees for all but our online education courses and workshops can be paid online by debit card, credit card, or PayPal or in person by cash, check or money order to: “Debt Reduction Services, Inc.” Registration fees are non-refundable 24 hours or less before the start of an in-person course or workshop. Certificates are non-transferable

*Fees may be waived for households with income of 150% or less of that identified on the US Department of Health and Human Services Poverty Guidelines Page

†Home visit counseling is available in 30 southern Idaho counties for potential HECM borrowers at additional costs to cover our travel (IRS reimbursement rates apply) and staff time ($50 per hour or fraction there).