Corvallis Oregon Debt Relief

Money Fit has provided debt relief to Corvallis residents for over 23 years. Our nonprofit consumer credit counseling organization has helped thousands of consumers rid themselves of the unnecessary burden of debt. Our services consist of debt consolidation, credit counseling, student loan counseling, bankruptcy certificate provider, and more. If you need direction with your finances you can feel confident that we have the solution.

Corvallis Debt Relief
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Who We Help In Corvallis and Surrounding Areas

Money Fit is available to any individual, regardless of their financial situation. However, households in financial crisis as well as individuals, couples, college students, seniors, and all others hoping to find trusted educational and counseling programs for their personal finances, typically benefit the most.

From debt relief and credit building to budgeting and saving for emergencies, Money Fit is a nationwide nonprofit resource for consumers to turn to for trusted guidance and help on the road to their financial goals.

How Debt Relief Works

Our debt relief programs begin with a free consultation in order to determine the specific needs of the person seeking assistance. We will address remedial issues such as building a household budget that works, provide free financial resources & guidance, and then decide which course of action would be best to take.

If during the consultation, a debt relief plan is found to be a workable solution, the following steps explain how the program works:

  • Debt accrued, such as credit card, medical, collection, or other unsecured debts are consolidated into one, typically smaller, monthly payment and sent to creditors once they accept a proposal.
  • The account, if it’s open and is a revolving line of credit, will be closed to further charging and to be paid off in an expedited manner.
  • Once an account is paid in full, the overall monthly payment remains the same, and the additional funds are distributed to the next account (typically either the next lowest balanced account or the next highest interest rate affected account) in order to pay the total debt down as quickly as possible.

Ten Signs That You Need Debt Relief

Answering the following yes or no questions can help you determine if you have are currently facing a problem with debt.

  1. Do you use a large or increasing portion of your monthly income to pay your debt? Ideally, you want to have no more than 20% of your monthly income applied to the debt.
  2. Are you only able to make the minimum monthly payments towards your credit card or loan payments each month?
  3. Do you divert money to pay for bills that were intended for other things?
  4. Are you carrying high balances on your credit cards? Are they near or at their limits?
  5. Do you have to use your savings to pay bills?
  6. Have you been contacted by a debt collector or credit card company regarding delinquent accounts?
  7. If you have an unexpected need like a doctor or dentist visit, would you have to put it off?
  8. If you or your partner were to lose your income unexpectedly, would you find yourself in financial trouble right away?
  9. Are you currently, or have you considered, working a second job to get by?
  10. Do you feel stressed or worried when thinking about money?

Answering yes to any of these questions could indicate that you should consider seeking help.

How to Receive Debt Relief in Corvallis, Oregon

We invited you to enter your information and submit it to us through our website. Or, if you’d prefer, you can call us toll-free to speak with a Certified Credit Counselor and get started right away. The toll-free number is (800) 432-0310.

Our business hours are:

Mon – Thurs: 9 AM – 5 PM PT
Fri: 9 AM – 4 PM PT

Sat: Closed
Sunday: 10 AM to 4 PM PT (closed holiday weekends)

Additional Links & Resources:

Additional Resources

Corvallis Debt Relief

Debt
Consolidation

Consolidate your debt into a more affordable monthly payment.

Corvallis Debt Relief

Credit Card
Debt Help

Regain control of your finances.

Corvallis Debt Relief

Payday
Loan

Get help with your payday loans and break the borrowing cycle!
Corvallis Debt Relief

Medical
Debt Help

We can help you remove the stress of repaying your medical bills.

Corvallis Debt Relief

Budget
Calculators

Our free budget calculators will help you track where your money is going and get you ahead with your finances.

Corvallis Debt Relief

Money Fit
Academy

We have courses to help you build your financial capability.

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