Low-Income Resources in New Jersey

Use the following resources to determine if you qualify to receive financial assistance from a variety of programs that operate throughout the state.

Please contact us if you find any information missing or outdated or would like your program included in the list.

New Jersey Low-Income Resources

Struggling with credit card debt, collection accounts, payday loans, or medical bills?

Our nonprofit organization specializes in helping New Jersey residents find solutions to their debt. If you’re struggling with debt, we can provide the options and help you need to overcome financial burdens.

Low-Income Resources in New Jersey

Welcome to Money Fit’s Low-Income Resource list. We have organized different options into four categories: Food, Housing/Utilities, Child/Family Care, and Healthcare. Each resource includes a brief description, along with contact information such as a phone number and website URL.

Food Resources

New Jersey Food Stamps

The Food Stamp Program provides food assistance to low-income households. Program eligibility is based upon a household’s income, resources, and expenses for medical, shelter, and dependent care.

Address: 400 Holly Dell Dr. Sewell, NJ 08080

Phone: 1-856-582-9200 | 1-800-687-9512

Website: click here


Crisis Ministry of Princeton and Trenton

The Crisis Ministry is a non-sectarian and non-proselytizing organization with no political mission. We do not discriminate on the basis of gender, sexual identity, age, ethnicity, religious status, or national origin. The Crisis Ministry serves people from every Mercer County municipality. Our accessible sites serve neighbors in need through highly respected programs in Hunger Prevention, Housing Stability, Workforce Development, and, more recently, Driver’s License Restoration.

Address: Trenton- 123 East Hanover Street Trenton, NJ 08608

Phone: 1-609-921-2135 | 1-609-396-9355

Website: click here


Federal Resource – Supplemental Nutrition Assistance Program (SNAP)

SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency.

Learn more from their website

Housing and Utilities


New Jersey Energy Assistance

The Home Energy Assistance Program helps very low-income residents with their heating and cooling bills and makes provisions for emergency heating system services and emergency fuel assistance within the Home Energy Assistance Program.

Address: Department of Community Affairs PO Box 800 Trenton, NJ 08625-0800

Phone: 1-866-240-1347

Website: click here


New Jersey Telephone Assistance Programs

Telephone assistance is available to you if you are a qualified residential telephone customer. When you are seeking telephone assistance, please keep in mind that each telephone company and/or each program has different eligibility requirements, different benefits available, and different restrictions.

Address: 44 S. Clinton Avenue Trenton, NJ 08625

Phone: 1-800-624-0241

Website: click here


Federal Resource – Low-Income Home Energy Assistance Program (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.

Read More About LIHEAP

Child and Family Care


CHILD CARE IN NEW JERSEY

Low- and moderate-income working parents can receive state subsidies for child care, including preschool instruction, after-school programs for children up to age 13, and care for children and teens with special needs.

Address: P.O. Box 729 Trenton, NJ 08625-0729

Phone: 1-800-332-9227

Website: click here


NJ Family Care

NJ FamilyCare is a federal and state-funded health insurance program created to help New Jersey’s uninsured children and certain low-income parents and guardians to have affordable health coverage.

Address: PO Box 8367, Trenton, NJ 08650

Phone: 1-800-701-0710

Website: click here


Federal Resource – Women, Infants, and Children (WIC)

WIC is a federally funded nutrition program for Women, Infants, and Children that helps families by providing financial assistance to purchase healthy supplemental foods from WIC-authorized vendors.

WIC also provides nutrition education, breastfeeding information, and support as well as assists in finding healthcare and other community services.

Learn more from their website


Federal Resource – The Head Start Program

Head Start programs support children’s growth and development in a positive learning environment through a variety of services, which include:

  • Early learning: Children’s readiness for school and beyond is fostered through individualized learning experiences. Through relationships with adults, play, and planned and spontaneous instruction, children grow in many aspects of development.
  • Health: Each child’s perceptual, motor, and physical development is supported to permit them to fully explore and function in their environment. All children receive health and development screenings, nutritious meals, oral health, and mental health support. Programs connect families with medical, dental, and mental health services to ensure that children are receiving the services they need.
  • Family well-being: Parents and families are supported in achieving their own goals, such as housing stability, continued education, and financial security. Programs support and strengthen parent-child relationships and engage families around children’s learning and development.

Learn more from their website


Federal Resource – Temporary Assistance for Needy Families (TANF)

The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.

Learn more from their website

Healthcare Resources


Job Services

With one search, this new tool accesses job opportunities in N.J. and within 50 miles of state borders from thousands of sources.

Address: 26 Yard Ave Trenton, NJ 08609

Phone: 1-609-292-0620

Website: click here


Federal Resource – Medicaid

Authorized by Title XIX of the Social Security Act, Medicaid was signed into law in 1965 alongside Medicare. All states, the District of Columbia, and the U.S. territories have Medicaid programs designed to provide health coverage for low-income people. Although the Federal government establishes certain parameters for all states to follow, each state administers its Medicaid program differently, resulting in variations in Medicaid coverage across the country.

Learn more from their website

About Money Fit and Our Commitment to Your Financial Wellness

At Money Fit, we are dedicated to helping individuals and families achieve financial stability and freedom from unsecured debt. With decades of experience in the nonprofit sector, our mission is to provide trustworthy and effective solutions tailored to your financial needs.

Our Debt Management Program is designed to help you regain control of your finances by repaying 100% of your unsecured debt under more favorable terms. We understand that every financial journey is unique, and we’re here to support you every step of the way with personalized guidance and expert advice.

Beyond debt management, we are committed to empowering our clients through comprehensive financial education. We offer a variety of resources, including:

  • Online Courses: Self-paced learning to build your financial literacy.
  • Podcasts: Insightful discussions on financial trends, tips, and strategies.
  • Workshops: Interactive sessions covering essential financial topics.
  • Webinars: Live and on-demand educational content for every financial stage.

Whether you need assistance with debt management, or you’re looking to improve your financial knowledge, Money Fit is here to help. Explore our resources, and let’s work together to build a brighter financial future.

Find Low Income Resources in Your State

Additional Resources

In the mean time… check out some of our debt and credit resources.

New Jersey Low-Income Resources

Budget
Calculators

Our free budget calculators will help you track where your money is going and get you ahead with your finances.

New Jersey Low-Income Resources

Money Fit
Academy

Use these personal finance resources to build your financial skills.

New Jersey Low-Income Resources

How to Pay Off Credit Card Debt

Have Credit Card Debt? Regain control of your finances. 

New Jersey Low-Income Resources

Money Fit
Make Over

With a Money Fit Makeover plan in action, you can be assured that with every step, your finish line draws nearer, and with it, the life you’ve hoped for.

New Jersey Low-Income Resources

Money Fit
Motivations

Informative Personal Finance Topics to Keep You Motivated to Become Debt-Free!

This Website Is Using Cookies. We use cookies to improve your experience. By continuing, you agree to our cookie use.