Debt Consolidation in Fort Worth
Combine eligible debts into one structured monthly payment—with support from a certified, nonprofit counselor serving Fort Worth and communities across Texas.
- Consolidate credit cards, collections, payday loans, and medical bills into one payment.
- No new loan or balance transfer required.
- May reduce interest and waive certain fees through a Debt Management Plan.
- No hard credit pull for counseling; no obligation.
Fort Worth Debt Consolidation Options
Get your free, no-obligation consultation today.
We Work With Major Credit Card Companies (and Many More)
This is just a sample of the many creditors we work with to help Fort Worth residents reduce debt through a nonprofit Debt Management Plan.
Debt Consolidation in Fort Worth, Texas
From the Stockyards to downtown, Fort Worth families feel the squeeze of rising costs. If multiple due dates and high interest are keeping you from getting ahead, nonprofit debt consolidation can combine eligible debts into one predictable payment, reduce interest, and help you move forward—without a new loan or a hard credit pull for counseling.
What is debt consolidation?
Debt consolidation combines eligible unsecured debts into a single, structured payment—without taking out a new loan. Through a nonprofit Debt Management Plan:
- Make one monthly payment to the program.
- We work with creditors to reduce interest and waive certain fees.
- Stay focused on repayment and stability, not new borrowing.
Why consolidation makes sense in Fort Worth
With commuting costs, medical bills, and everyday expenses, many Fort Worth households find minimums don’t move balances. Consolidation can stabilize cash flow, curb interest, and set a dependable payoff path.
Who we help
Consolidation may be a fit if you’re managing:
- High-interest credit cards
- Collections or charged-off accounts
- Payday loans that won’t let up
- Medical bills and other unsecured debts
How our program works
When to consider consolidation
- You’re paying minimums but balances aren’t dropping
- Late fees keep cropping up or due dates are hard to track
- Payday renewals are crowding out essentials
- You want a structured, nonprofit path to become debt-free
Renee’s turning point near Sundance Square
Renee covers childcare and retail shifts. A sudden car repair went on two cards, then a payday loan filled a short month. Minimums and renewal fees started eating each paycheck.
After a call with a Money Fit counselor, she consolidated eligible debts into one monthly payment that fit her real budget. Proposals requested reduced interest and waived fees through a Debt Management Plan.
Within a few statements, one predictable draft replaced scattered due dates. Fewer fees and lower interest meant more money hit principal—and the payday balance disappeared. Life in Fort Worth felt manageable again.
*The quotes and story above are representative scenarios based on common client experiences. Names and details have been modified for privacy.
Additional resources
- Low-Income Assistance in Texas
- Payday Loan Consolidation
- Budget Calculators
- Free Financial Education
- How-to Guides
Licensed to serve Fort Worth
Texas Office of Consumer Credit Commissioner — 2601 N. Lamar Boulevard, Austin, TX 78705
https://occc.texas.gov/
Registration Number: 125643
Proudly serving Fort Worth and surrounding Tarrant County communities under Texas OCCC registration #125643.