Debt Consolidation in Glendale

Combine eligible debts into one structured monthly payment—with support from a nonprofit credit counselor serving Glendale and communities across California.

✓ One structured monthly payment — no new loan
Eligible debts may be organized into a single payment through a nonprofit Debt Management Plan.
✓ Personalized counseling and budget review
Review your full financial picture and receive clear, practical next steps.
✓ Possible interest and fee reductions
We work with participating creditors to seek lower rates and certain fee relief when available.

Explore Debt Counseling Programs

Free, no-obligation consultation.

We Work With Major Credit Card Companies (and Many More)

This is just a sample of the many creditors we work with to help Glendale residents reduce debt through a nonprofit Debt Management Plan.

Debt Consolidation for Glendale Residents

From Brand Boulevard and the Americana to neighborhoods along the Verdugo foothills, Glendale families face high costs and multiple due dates. Nonprofit debt consolidation can combine eligible debts into one predictable payment and lower the total cost of repayment over time. No hard credit pull for counseling; no obligation.

Downtown Glendale, California skyline at dusk with high-rise buildings and the Verdugo Mountains in the background.

How it helps: One monthly payment, potential interest reductions and fee relief through a nonprofit Debt Management Plan—without a new loan or balance transfer.

Reviewed by Money Fit Team • Updated September 2025

What is debt consolidation?

Debt consolidation combines eligible unsecured debts into a single, structured payment—without taking out a new loan. Through a nonprofit Debt Management Plan:

Make one monthly payment to the program.
We work with creditors to reduce interest and waive certain fees.
Focus on repayment and stability, not new borrowing.

Why consolidation makes sense in Glendale

If high interest and scattered due dates are blocking progress, consolidation can restore control—whether you commute into Los Angeles, work retail along Brand, or support a household with variable shifts across the city.

Who we help

Consolidation may fit if you’re managing:

High-interest credit cards
Collections or charged-off accounts
Payday loans that renew or roll over
Medical bills and other unsecured debts

“Money Fit made it one payment and secured rate cuts—my balance is finally dropping each month.” — Arman, Glendale

“Our counselor mapped the plan to our paychecks. The late fees stopped and budgeting became doable.” — Liana, Glendale

How our program works

1. Free conversation — a certified nonprofit counselor reviews your income, expenses, and debts.

2. Personalized plan — if consolidation is a fit, we design a budget-friendly payment schedule.

3. Creditor proposals — we work directly with creditors to request lower interest and fee relief.

4. One payment, ongoing guidance — you make a single monthly payment and receive support through completion.

When to consider consolidation

Minimums are getting paid but balances aren’t moving
Frequent late fees or juggling due dates
Payday loans are crowding out essentials
You want a structured, nonprofit path to become debt-free

Nareh’s step forward in Glendale

Nareh works full-time at a clinic near the Galleria and picks up weekend shifts during open enrollment. When hours tightened, two cards and a short-term loan filled the gap—but fees piled up.

After connecting with Money Fit, she consolidated eligible debts into one monthly payment. Her counselor sent proposals requesting reduced interest and waived fees through a Debt Management Plan—no new loan required.

Together they mapped out her monthly budget, making sure rent, utilities, and childcare were covered first. Her counselor encouraged her to pause new credit use, build a small $250 emergency fund, and track spending with simple categories she could manage even on long shifts. Nareh also arranged a no-interest payment plan for a medical balance, giving her more breathing room. The plan left her hopeful and confident she could stay on track.

Within a few statements, interest costs eased and payments started chipping away at principal. With autopay set, her calendar simplified and the stress eased.

*The quotes and story above are representative scenarios based on common client experiences. Names and details have been modified for privacy.

Additional resources

Licensed to serve California

Money Fit by DRS, Inc. is licensed and provides Debt Relief Services in the State of California.
California Secretary of State — 1500 11th St., Sacramento, CA 95814
https://bizfileonline.sos.ca.gov/
Registration Number: C2650772
Proudly serving Glendale and communities across Los Angeles County.