Low-Income Resources in Massachusetts Debt Relief

Use the following resources to determine if you qualify to receive financial assistance from a variety of programs that operate throughout the state. Please contact us if you find any information missing or outdated.

Massachusetts Low-Income Resources
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Low-Income Resources in Massachusetts

Welcome to Money Fit’s Low-income resource list. There are different options organized into four categories: Food, Housing/Utilities, Child/Family Care, and Healthcare. Each resource has a brief description as well as contact information like a phone number and website URL.

We also provided an application for our Debt Management Program. If you’re struggling with debt, our nonprofit organization can provide the help you need to overcome financial burdens.

Use the following resources to determine if you qualify to receive financial assistance from a variety of programs.


How You Can Benefit From a Debt Management Program

While many consumers define debt management differently, we can all agree that getting out of excessive consumer debt leads to greater stability, less stress, and improved chances for long-term financial success.

Debt relief, debt counseling, debt consolidation, debt negotiations, debt elimination, and debt management all seem to mean the same thing: get rid of debt. However, they can vary widely in their meaning and method. Often, unscrupulous online actors identify themselves by one term but lead their unsuspecting clients down a completely different, and often financially disastrous, path.

If you are looking for a program that helps you repay 100% of your debts at more favorable terms, then look no further than Money Fit’s Debt Management Program.

Food Resources


The Greater Boston Food Bank

The Greater Boston Food Bank works passionately to end hunger across Eastern Massachusetts by providing our neighbors in need the healthy food and resources they need to thrive.

Address: 70 South Bay Avenue Boston, MA 02118

Phone: 617-427-5200

Website: click here


Federal Resource – Supplemental Nutrition Assistance Program (SNAP)

SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency.

Learn more from their website

Housing and Utilities


RENTAL HELP – MASSACHUSETTS, HUD

HUD helps apartment owners offer reduced rents to low-income tenants. To apply, contact or visit the management office of each apartment building that interests you.

Address: 451 7th Street S.W., Washington, DC 20410

Phone: (202) 708-1112

Website: click here


Low-Income Home Energy Assistance Program (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.

Read More About LIHEAP

Child and Family Care


Department of Early Education – Financial Assistance for Families

The Department of Early Education and Care (EEC) provides child care financial assistance for families in need. In order to be eligible for funding, you and your family must meet certain requirements. You may be placed on a waiting list if funding is not immediately available.

Phone: (877) 211-6277

Website: click here


Federal Resource – Women, Infants, and Children (WIC)

WIC is a federally funded nutrition program for Women, Infants, and Children that helps families by providing financial assistance to purchase healthy supplemental foods from WIC-authorized vendors.

WIC also provides nutrition education, breastfeeding information, and support as well as assists in finding healthcare and other community services.

Learn more from their website


Federal Resource – The Head Start Program

Head Start programs support children’s growth and development in a positive learning environment through a variety of services, which include

  • Early learning: Children’s readiness for school and beyond is fostered through individualized learning experiences. Through relationships with adults, play, and planned and spontaneous instruction, children grow in many aspects of development. Children progress in social skills and emotional well-being, along with language and literacy learning, and concept development

  • Health: Each child’s perceptual, motor, and physical development is supported to permit them to fully explore and function in their environment. All children receive health and development screenings, nutritious meals, oral health, and mental health support. Programs connect families with medical, dental, and mental health services to ensure that children are receiving the services they need.

  • Family well-being: Parents and families are supported in achieving their own goals, such as housing stability, continued education, and financial security. Programs support and strengthen parent-child relationships and engage families around children’s learning and development.

Learn more from their website


Federal Resource – Temporary Assistance for Needy Families

The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.

Learn more from their website

Healthcare Resources


MassHealth

In Massachusetts, Medicaid and the Children’s Health Insurance Program (CHIP) are combined into one program called MassHealth. MassHealth members may be able to get doctor visits, prescription drugs, hospital stays, and many other important services.

Phone: (800) 841-2900

Website: click here


Federal Resource – Medicaid

Authorized by Title XIX of the Social Security Act, Medicaid was signed into law in 1965 alongside Medicare. All states, the District of Columbia, and the U.S. territories have Medicaid programs designed to provide health coverage for low-income people. Although the Federal government establishes certain parameters for all states to follow, each state administers its Medicaid program differently, resulting in variations in Medicaid coverage across the country.

Learn more from their website

Find Low Income Resources in Your State

Additional Resources

In the mean time… check out some of our debt and credit resources.

Massachusetts Low-Income Resources

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