Low-Income Resources in Montana

Use the following resources to determine if you qualify to receive financial assistance from a variety of programs that operate throughout the state. Please contact us if you find any information missing or outdated.

Montana Low-Income Resources
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Low-Income Resources in Montana

Welcome to Money Fit’s Low-income resource list. There are different options organized into four categories: Food, Housing/Utilities, Child/Family Care, and Healthcare. Each resource has a brief description as well as contact information like a phone number and website URL.

We also provided an application for our Debt Management Program. If you’re struggling with debt, our nonprofit organization can provide the help you need to overcome financial burdens.

Use the following resources to determine if you qualify to receive financial assistance from a variety of programs.

How You Can Benefit From a Debt Management Program

While many consumers define debt management differently, we can all agree that getting out of excessive consumer debt leads to greater stability, less stress, and improved chances for long-term financial success.

Debt relief, debt counseling, debt consolidation, debt negotiations, debt elimination, and debt management all seem to mean the same thing: get rid of debt. However, they can vary widely in their meaning and method. Often, unscrupulous online actors identify themselves by one term but lead their unsuspecting clients down a completely different, and often financially disastrous, path.

If you are looking for a program that helps you repay 100% of your debts at more favorable terms, then look no further than Money Fit’s Debt Management Program.

Food Resources

Montana – Supplemental Nutrition Assistance Program (SNAP)

SNAP offers participants nutritional information and education opportunities. The goal of the program is to help individuals and families develop skills and behaviors leading to improved nutritional well-being.

Address: Human & Community Services Division111 N Jackson Street PO Bo 202925 Helena, MT 59620-5902

Phone: 1-866-850-1556 | 1-406-444–1788

Website: https://dphhs.mt.gov/hcsd/snap/index

Federal Resource – Supplemental Nutrition Assistance Program (SNAP)

SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency.

Learn more from their website

Housing and Utilities

Montana Housing

Montana Housing’s purpose is to create affordable housing opportunities for Montanans whose needs are not met by the market. We accomplish this by partnering with local housing organizations across the state to leverage the federal funding that is made available to Montana.

Phone: 406-841-2840

Website: Montana Housing Online

Home Ownership Program

The Home Ownership Program creates affordable housing opportunities for Montanans whose needs are not met by the market.

Address: 301 S Park Ave Room 240 Helena, MT 59601

Phone: 1-406-841-2840 | 1-800-761-6264

Website: https://housing.mt.gov/HBProgDocs

Low-Income Energy Assistance

Resource Description paragraph for people to read. LIEAP, or Low-Income Energy Assistance Program, helps pay down utility bills so heat stays on in the home during the coldest months of the year when it can be hard to control heating costs. LIEAP does not pay money directly to applicants.

Address: PO Box 4210, Helena MT 59604-4210

Phone: 1-833-317-1080

Website: https://dphhs.mt.gov/hcsd/energyassistance

Montana Credit Unions for Community Development

Montana Credit Unions for Community Development (or MCUCD) is a statewide nonprofit organization working together with Montana’s credit unions to improve the lives and financial independence of all Montanans.

Address: 101 N. Rodney, Helena MT 59601

Phone: 1-406-442-9081 | 1-800-745-5546

Website: https://www.mcun.coop/Community_Development_MCUCD_26.html

federal resource – Low-Income Home Energy Assistance Program (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.

Read More About LIHEAP

Child and Family Care

Children’s Health Insurance Plan (CHIP)

Montana CHIP is a free or low-cost health insurance plan. The plan provides health insurance to eligible Montana children up to age 19. A child can qualify for CHIP based on family size and income. There is no asset test. There is no proof of income required at the time of application.

Address: PO Box 202951, Helena, MT 59620

Phone: 1-406-444-6971 | 1-877-543-7669

Website: https://dphhs.mt.gov/hmk/index

Temporary Assistance for Needy Families (TANF)

TANF cash assistance is a program providing temporary financial assistance to needy families. The receipt of TANF cash assistance is limited to 60 months in an adult’s lifetime.

Address: 206 N. Broadway Red Lodge, MT 59068

Phone: 1-406-444-1917 | 1-800-332-2272

Website: https://dphhs.mt.gov/hcsd/tanf/tanfeligibility


The Montana Legal Services Association provides low-income Montana residents with access to the justice system. They provide civil legal assistance in priority areas, such as family law, bankruptcy, or evictions.

Address: 616 Helena Avenue, Suite 100 Helena, MT 59601

Phone: 1-212-760-2554 | 1-800-666-6899

Website: https://www.montanalawhelp.org/

Montana Jobs System

No other website can match the number of resources about jobs in Montana – that is why jobs.mt.gov is Montana’s Job Connection!

Address: P.O. Box 1728, Helena MT 59624-1728

Phone: 406-444-4100

Website: https://montanaworks.gov/

Federal Resource – Women, Infants, and Children (WIC)

WIC is a federally funded nutrition program for Women, Infants, and Children that helps families by providing financial assistance to purchase healthy supplemental foods from WIC-authorized vendors.

WIC also provides nutrition education, breastfeeding information, and support as well as assists in finding healthcare and other community services.

Learn more from their website

Federal Resource – The Head Start Program

Head Start programs support children’s growth and development in a positive learning environment through a variety of services, which include

  • Early learning: Children’s readiness for school and beyond is fostered through individualized learning experiences. Through relationships with adults, play, and planned and spontaneous instruction, children grow in many aspects of development. Children progress in social skills and emotional well-being, along with language and literacy learning, and concept development

  • Health: Each child’s perceptual, motor, and physical development is supported to permit them to fully explore and function in their environment. All children receive health and development screenings, nutritious meals, oral health, and mental health support. Programs connect families with medical, dental, and mental health services to ensure that children are receiving the services they need.

  • Family well-being: Parents and families are supported in achieving their own goals, such as housing stability, continued education, and financial security. Programs support and strengthen parent-child relationships and engage families around children’s learning and development.

Learn more from their website

Federal Resource – Temporary Assistance for Needy Families

The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.

Learn more from their website

Healthcare Resources

Montana Tobacco Quit Line

The mission of the Montana Tobacco Use Prevention Program (MTUPP) is to address the public health crisis caused by the use of all forms of commercial tobacco products. MTUPP will work to eliminate tobacco use, especially among young people, through statewide programs and policies.

Address: PO Box 202951 1400 Broadway Helena, MT 59620-2951

Phone: 1-800-QUIT-NOW (1-800-7848-669)

Website: https://dphhs.mt.gov/publichealth/mtupp/quitline

Prescription Assist

Prescription Assist is a pharmaceutical consultation service that fills out the forms for patients to receive free prescription drugs directly from pharmaceutical companies. Patients receive a 3 to 6-month prescription.

Address: 715 Kensington Suite 14, Missoula, MT 59801

Phone: 1-406-829-3993

Website: https://dphhs.mt.gov/MontanaHealthcarePrograms/PrescriptionDrugAssistance

Federal Resource – Medicaid

Authorized by Title XIX of the Social Security Act, Medicaid was signed into law in 1965 alongside Medicare. All states, the District of Columbia, and the U.S. territories have Medicaid programs designed to provide health coverage for low-income people. Although the Federal government establishes certain parameters for all states to follow, each state administers its Medicaid program differently, resulting in variations in Medicaid coverage across the country.

Learn more from their website

Find Low Income Resources in Your State

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In the mean time… check out some of our debt and credit resources.

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