Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]

As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Personal Finance Articles & Topics Credit Report

FICO® Resilience Score Just Misses the Mark

Todd Christensen

July 2, 2020

With two great financial crises hitting the American consumer in a dozen years, FICO’s new consumer resilience index offers prospective lenders a powerful new tool for their evaluation toolbox. Such...

Personal Finance Articles & Topics Credit Report

Credit and Job Applications

Todd Christensen

June 25, 2020

If you have filled out a job application in the 21st century, the potential employer has likely requested your permission to look at your credit as part of their background...

Personal Finance Articles & Topics Bankruptcy Pandemic

Personal Bankruptcies After the COVID-19 Pandemic

Todd Christensen

June 23, 2020

The unexpected, devastating, and far-reaching economic effects of COVID will remain with our country and the world for years. Individuals may even feel the consequences for the rest of their...

Personal Finance Articles & Topics Pandemic

Best Way to Consolidate Debt During and After the Pandemic

Todd Christensen

June 1, 2020

What are the best ways to consolidate credit card debts and collections during and after the coronavirus pandemic?The best debt consolidation options during and after the coronavirus pandemic include do-it-yourself...

Personal Finance Articles & Topics Autos

Upside-Down Car Loan & Unaffordable Payments

Todd Christensen

May 20, 2020

You probably do not realize it when meeting with a car or truck dealer finance department, but vehicle loans can play a particularly painful role in your financial life when...

Personal Finance Articles & Topics Credit Cards

Cutting Up Credit Cards: An Empowering Choice For Many

Todd Christensen

May 7, 2020

The credit counseling industry used to have a tradition of cutting up their clients’ credit cards, mixing the pieces with cut-up cards from other clients, and displaying the plastic assortment...

Personal Finance Articles & Topics Pandemic

What is the Impact of COVID-19 on Credit Reports and Scores?

Todd Christensen

April 28, 2020

The coronavirus pandemic of 2020 has led, for the first time in human history, to the shuttering of the world’s economy and to international trade. Countries have shut borders even...

Personal Finance Articles & Topics Pandemic

What to Do with Your Coronavirus Stimulus Check

Todd Christensen

April 16, 2020

What should you do with your coronavirus economic stimulus check?While every household has its own unique financial situation and needs, options for spending your economic stimulus payment include spending on...

Personal Finance Articles & Topics Pandemic

Helping Your Finances Survive a Pandemic or Disaster

Todd Christensen

April 6, 2020

How to Prioritize Your Monthly Expenses during Coronavirus PandemicDuring the coronavirus pandemic of 2020, personal and household finances have been thrown into chaos for many individuals and families across the...

Personal Finance Articles & Topics Goals

Financial Checklist: National Emergency

Todd Christensen

March 20, 2020

When national emergencies strike, whether in the form of unforeseen natural disasters or approaching pandemics, preparation is critical for weathering the storm, so to speak, and emerging on the other...

Need Cash Fast? Payday Loans Offer a Solution but Should Be Your Last Resort – MSN.com & Money.com
5 Ways to Manage Money During Uncertain Times – The Penny Hoarder
Knowing These 3 Credit Types Can Help You Master Your Credit Score – Time.com
No Money to Donate on Giving Tuesday? Here are 9 Free Ways to Give Back – NBCNews.com
What to do if a Bill is Sent to a Collection Agency? – Huffpost.com

You can check out many more articles here: In The News

Author

After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.

Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]

About Todd Christensen

Recent Articles by Todd Christensen

FICO® Resilience Score Just Misses the Mark

Credit and Job Applications

Personal Bankruptcies After the COVID-19 Pandemic

Best Way to Consolidate Debt During and After the Pandemic

Upside-Down Car Loan & Unaffordable Payments

Cutting Up Credit Cards: An Empowering Choice For Many

What is the Impact of COVID-19 on Credit Reports and Scores?

What to Do with Your Coronavirus Stimulus Check

Helping Your Finances Survive a Pandemic or Disaster

Financial Checklist: National Emergency

Todd Christensen Regularly Contributes to Media Requests on the Web

Author

Personal Finance Speaker

Debt Solutions

Financial Education

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