Financial Help and Resources
Find practical help for debt, budgeting, credit, housing, fraud protection, and everyday money decisions.
Start with the situation closest to yours. You do not need to know the name of a program, course, or financial strategy before taking the first step.
- Choose help by need
- Learn at your own pace
- Nonprofit counseling available
Choose the help that fits your situation
Each pathway leads to one recommended starting place, followed by a few related resources. If several concerns are connected, begin with a full budget and debt review.
Debt payments are becoming hard to manage
Review your income, expenses, balances, and monthly payments with a nonprofit credit counselor. Counseling does not require you to enroll in a debt management plan.
I need a budget or savings plan
Build a workable plan for monthly income, essential expenses, debt payments, savings, and unexpected costs.
I want to understand credit or borrowing
Learn how credit reports, scores, cards, loans, interest, and repayment terms can affect a financial decision.
I have a housing or homebuying question
Understand homebuying preparation, housing costs, reverse mortgages, and other housing-related financial decisions.
I am concerned about fraud or identity theft
Find practical steps to protect personal information, recognize common scams, and respond to suspicious activity.
Build skills at your own pace
Use a guide, calculator, or course when you want to work through a focused question independently or strengthen a financial skill.
How-to Guides
Follow practical steps for debt, budgeting, saving, credit, loans, housing, and financial safety.
Browse how-to guidesFinancial Calculators
Estimate budgets, debt payments, savings goals, borrowing costs, and other household figures.
Use financial calculatorsOnline Courses
Practice money skills through self-paced courses for teens, young adults, adults, renters, and homebuyers.
Browse online coursesResources for educators and organizations
Money Fit also provides practical financial education for classrooms, workplaces, community groups, and organizations that serve consumers.
For educators
Find lesson plans, activities, games, quizzes, worksheets, and other materials for teaching practical money skills.
For organizations
Bring practical financial education to employees, members, clients, or community groups through wellness programs and presentations.
When the whole financial picture matters
A guide or calculator may be enough for a focused question. Financial problems can be harder when debt payments, housing, income, transportation, medical costs, and other needs compete for the same money.
A nonprofit credit counselor can help you review the full budget, understand possible options, and decide whether education, budgeting changes, creditor communication, a debt management plan, or another path may fit. A debt management plan is not a new loan or debt settlement, and it is not right for every household.
Why these resources come from Money Fit
Money Fit is a service of Debt Reduction Services, Inc., a nonprofit credit counseling organization founded in 1996. Money Fit provides financial education, credit counseling, debt management support, and housing counseling resources.
The goal of this hub is to help consumers understand a question, compare reasonable starting points, and move to the next useful resource without one-size-fits-all advice.
