Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]

As the education manager for Money Fit, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country. In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection.

About Todd Christensen

As the education manager for the Money Fit Academy, author, speaker, and financial educator, Todd Christensen develops financial education programs and provides credit and debt counseling for individuals and groups around the country.

In 2014, Todd published his first 5-star-rated book, Everyday Money for Everyday People based on stories and ideas he had heard in nearly 1,000 workshops he facilitated on budgeting, credit, debt reduction, saving, and identity protection. He has since designed, developed, and launched two award-winning, online, interactive budgeting activities:

My Life My Choices – Student Edition

My Life My Choices – Military Transition Edition

Besides regularly contributing to Money Fit’s blog and YouTube channel, you can find Todd quoted frequently in articles on top financial sites such as Forbes, MSN, Huffington Post, US News and World Report, Fox Business, USA Today, Time/Next Advisor, The Street, Money, NBC News, and Bankrate.

Todd earned his Master’s Degrees in International Management (2017) and in French Studies (1997).

Recent Articles by Todd Christensen

Personal Finance Articles & Topics Financial Wellness

What is a Financial Wellness Program?

Todd Christensen

March 12, 2024

Financial wellness programs are such recent optional additions to many employee benefits packages that even CEOs and executive directors are not sure what they entail. And who can tell the...

Personal Finance Articles & Topics Money Fit Updates

Money Fit by DRS Announces Scholarship Winner

Todd Christensen

August 1, 2023

New Jersey Sophomore at Rutgers University Wins the Second Annual Money Fit Scholarship Tuesday, August 1st, 2023: Money Fit by DRS, a 501(C)3 nonprofit credit counseling agency, announced today the...

Personal Finance Articles & Topics Relationships

Household Financial Starter Kit for Newlyweds

Todd Christensen

June 8, 2023

While many couples have planned for their big day, prepared for their honeymoon, and even put together projects for their future home life, too many have neglected to discuss and...

Debt

Payday Loan Debt: Nine Helpful Repayment Strategies

Todd Christensen

May 30, 2023

Payday loans are marketed as a quick fix for cash shortages, but their massive interest rates are mathematically designed to trap you in a cycle of debt. Escaping this cycle...

Personal Finance Articles & Topics Money Management

Budgeting Clothing Expenses for Families [2023]

Todd Christensen

April 16, 2023

Mastering Family Clothing Budgets: How to Balance Style and Affordability Clothing and footwear are essential items every family requires, but determining the ideal budget for them can be a difficult...

Personal Finance Articles & Topics Debt

Navigating Student Loan Debt: What Happens When a Borrower Dies?

Todd Christensen

April 11, 2023

What happens to student loan debt when a borrower dies? Dealing with the uncertainties around student loan debt when a borrower dies can be challenging for both the borrower and...

Personal Finance Articles & Topics Debt

Handling Collection Debt After Death: Rights, Responsibilities & Tips

Todd Christensen

April 10, 2023

When the unimaginable or the unbearable happens, and you lose a spouse, parent, child, or sibling, the last thing you want to deal with is collection agencies calling you to...

Personal Finance Articles & Topics Credit Cards

What Happens to Credit Card Debt When You Die?

Todd Christensen

April 9, 2023

If you die without a surviving spouse, and if your will specifies certain assets (cash, property, etc.) should go to your child(ren), sibling(s), or parent(s), keep in mind that your...

Ask the Experts Taxes

Deciding on a Tax Debt Repayment Strategy: Credit Card Cash Advance vs. IRS Payment Plan

Todd Christensen

April 1, 2023

Question: I owe the IRS $8,000 in tax for my 2022 return. I don’t have the cash to pay for it. Would it be better to get a 180-day payment...

Personal Finance Articles & Topics Banking

Surviving Debt in the Aftermath of the Recent Bank Failures

Todd Christensen

March 19, 2023

A Guide to Managing Your Debt in the Aftermath of Bank Collapses Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried...

Need Cash Fast? Payday Loans Offer a Solution but Should Be Your Last Resort – MSN.com & Money.com
5 Ways to Manage Money During Uncertain Times – The Penny Hoarder
Knowing These 3 Credit Types Can Help You Master Your Credit Score – Time.com
No Money to Donate on Giving Tuesday? Here are 9 Free Ways to Give Back – NBCNews.com
What to do if a Bill is Sent to a Collection Agency? – Huffpost.com

You can check out many more articles here: In The News

Author

After nearly a decade of teaching personal finance classes in the community and around the country, Todd wrote and published his first book, Everyday Money for Everyday People, in 2014, sharing many of the great tips and stories he had heard in those courses.

Todd’s love for training and for facilitating workshops led to additional publications on how to run better company meetings, especially strategic planning sessions.

More recently, Todd published a book about the Financial Independence-Retire Early (FIRE) movement for individuals and couples seeking financial freedom starting in their 50s.

Find out more at Todd’s Amazon Author Central page here.

Personal Finance Speaker

Todd Christensen has made a life of educating and helping others live debt-free. Prior to the pandemic Todd regularly spoke at and participated in high-profile personal finance speaking engagements.

Until pandemic restrictions are lifted, Todd is currently booking Zoom, Google Hangouts, and Skype presentations for groups of 25 or more. There is no fee for online presentations.

The Money Fit Academy is promoted and operated by Debt Reduction Services, Inc. and is licensed or registered to provide nonprofit credit and debt counseling to residents in all 50 States in America as well as the District of Columbia.

Author, Speaker, Accredited Financial Counselor®, Educator & Workshop Facilitator

Todd Christensen

Contact Todd for speaking engagements, workshop presentations, press needs, or interview requests at [email protected]

About Todd Christensen

Recent Articles by Todd Christensen

What is a Financial Wellness Program?

Money Fit by DRS Announces Scholarship Winner

Household Financial Starter Kit for Newlyweds

Payday Loan Debt: Nine Helpful Repayment Strategies

Budgeting Clothing Expenses for Families [2023]

Navigating Student Loan Debt: What Happens When a Borrower Dies?

Handling Collection Debt After Death: Rights, Responsibilities & Tips

What Happens to Credit Card Debt When You Die?

Deciding on a Tax Debt Repayment Strategy: Credit Card Cash Advance vs. IRS Payment Plan

Surviving Debt in the Aftermath of the Recent Bank Failures

Todd Christensen Regularly Contributes to Media Requests on the Web

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Debt Solutions

Financial Education

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