Personal Finance Articles & Topics

Facing the front side of a financial crisis can feel overwhelming. Keep up your hope, make some phone calls, send some emails, do some research, put in the required effort,...

Perhaps because I’m approaching my mid-50s, but many of the books I want to read in 2021 address preparing for some sort of post-employment life. I deliberately do not use...

Let’s discuss the four rules you should consider following before even thinking about applying for a credit card or a store card. Following these rules will greatly improve your chance...

Many businesses have experienced financial strain throughout 2020 as they struggled to stay afloat during the COVID-19 lockdown. Industries that weathered the storm well, despite making sweeping adjustments to rates,...

Bankruptcy is not the end of the line and does not spell eternal financial doom for filers. Both our research and our experience with former bankruptcy filers show that recovery...

Each chapter of bankruptcy has a specific reason for existing, along with a set structure to address an individual or business’s debt and how to proceed moving forward. It’s important...

One main problem with most retirement budgets have involves their over-optimism and their reliance on rose-colored glasses! Budgets must account for the real-world spending dynamics we all live with, but...

Since its launch a little over a year ago, Money Fit by DRS’s My Life My Choices – Student Edition has given nearly 5,000 students from more than 350 schools...

The pandemic has caused financial problems in families and health scares, and all we might want to hope for this holiday season is peace on Earth or at least a...

Whether you love or hate Christmas shopping (or fall somewhere in between), there are ways to make your experience better. Saving money, time and energy can make just about any...